11-13-2012 12:56 PM
11-13-2012 01:04 PM - edited 11-13-2012 01:05 PM
Well, why wait? Banks give you cards for one purpose ... using them, so they can earn some money out of the usage.
I use mine right away. Nevertheless maxing them out in the first few days shouldn´t be the optimal usage of course May be take it easy until the first statement has cut and they have received the first payment from me.
11-13-2012 01:08 PM
11-13-2012 01:09 PM
11-13-2012 02:20 PM
before I can even peel the activation sticker off LOL
seriously sad thing is amex visa mastercard (haven't tried discover) but they all work before calling in to "activate" the card fun right? =)
i'm debating on never "activating" the next card I get so if I get behind on payments I can argue the card was never activated lol jk
11-13-2012 06:16 PM
I always use the card immediately. I wait to apply, then I wait for it in the mail, so by the time it gets to me I can't wait any longer to get those rewards.
In The Garden!
11-13-2012 06:19 PM
For me it really varies. In some cases I'll use it within 1-2 days of receiving it, and in other cases it'll be 2-3 months before I start using the card.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO