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New Contributor
Posts: 50
Registered: ‎01-02-2013
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How soon does TU & Eq report after Chase statement date?

Dh just paid his Freedom card down to 300/15000 and his Slate already reported a zero balance with a $7900 CL. The Freedom statement date was the 17th.

When should we buy his two scores from here? For me, I know the info shows up on my Ex the next day. But I'm not sure about the other two.

We're trying to boost his scores to refinance the mortgage.
Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
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Re: How soon does TU & Eq report after Chase statement date?

Sign up for Credit Karma.  It's free. Once you see it update on Credit Karma, then you'll know that it has updated on TU. 

 

You used to be able to refresh CK every day, but the last time I logged in it told me I couldn't update for another week, so maybe they changed it to once a week or something like that recently.

 

For me, EX updates first, then EQ a few days later, TU usually takes about a week. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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New Contributor
Posts: 50
Registered: ‎01-02-2013
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Re: How soon does TU & Eq report after Chase statement date?

Thanks! He has CK so we're checking it now.
Established Contributor
Posts: 955
Registered: ‎02-02-2013
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Re: How soon does TU & Eq report after Chase statement date?

I think CK is trying to switch to 1 per week now.  I can still pull daily but a lot of people are telling me its 1 per week.


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Established Contributor
Posts: 960
Registered: ‎02-14-2013
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Re: How soon does TU & Eq report after Chase statement date?

Its 1 pull per week on Mobile devices it appears.  online is still daily

EQ8: 630 EQ5: 662 V3.0: 695 **4/2015
TU8: 635 TU4: 700 V3.0 :693 **4/2015
EX8: 644 EX3: 670 V3.0: ? **4/2015
CCD Util 7%

Established Contributor
Posts: 599
Registered: ‎03-10-2012
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Re: How soon does TU & Eq report after Chase statement date?

most of my creditors go Experian-Equifax-Tranunions. Experian-usually the day after a statement cuts, Equifax, the day after that. Transunion sometimes is 3-4-5 days behind Equifax depending on which creditor.

 

Chase and US Bank for me don't update to any of the three until about 3 days after the statement date/end of month. US Bank seems to do Equifax first-really the only ones that do so for me. Chase does Equifax the day after Experian for me. Transunion 2 or 3 days after that.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: How soon does TU & Eq report after Chase statement date?


Deltadog03 wrote:

Its 1 pull per week on Mobile devices it appears.  online is still daily


For now.  That's supposed to be changing shortly.  Their are a few pay services out there that pull all three daily for a fee. 

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