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Any particular reason as to why you not applying for yourself with that good score?
Rest assured they will most likely pick you up.
Odd that they will hard you just for an AU.
@mnegron1969 wrote:
I'm being added on a friend's Jcp card. Jcp did make a hard inquiry on 2/21 but I haven't seen anything show up yet. I have a 714 score on EQ no baddies. So when, if I was approved, will it show?
Is this to be a joint account? An authorized user account?
You're likely not going to see this yet if you just did this last week. Give it at least 60 days before you contact them about it.
@Woolfman wrote:
Well after my wife discovering an old jcp account still reporting from 96 she updated her info to her married name and added me . This was thursday or friday that she did it( i cant remember) . This morning (sunday) its already reporting on my EXP .
That is fast. Was her account open or closed when she decided to do this?
I did it for the age of the account since my credit history is short. With all the cleaning up I was left with a mortgage (1 yr old) 1 closed CC from 2007, 1 walmart CC opened 11/09, my Orchard hasn't showed up yet got it in January, an installment loan opened in 11/09 & 2 paid Aaron accts paid in 2/2010. 3 inquiries.
Jcp sent my friend a form to fill out in order to add me she mailed it back on 2/13. I seen the inquiry on 2/21 but I haven't seen anything show up.
So...this is a joint account?
@mnegron1969 wrote:I did it for the age of the account since my credit history is short. With all the cleaning up I was left with a mortgage (1 yr old) 1 closed CC from 2007, 1 walmart CC opened 11/09, my Orchard hasn't showed up yet got it in January, an installment loan opened in 11/09 & 2 paid Aaron accts paid in 2/2010. 3 inquiries.
Jcp sent my friend a form to fill out in order to add me she mailed it back on 2/13. I seen the inquiry on 2/21 but I haven't seen anything show up.