10-08-2012 05:59 PM
I just recently (a month ago) got a Citi Divdends card with a $3000 limit.
This quarter the card will give back 5% on electronics. I want to take advantage of the cash back and buy quite a bit of stuff and I could pay it off over 3-6 months (I have a year of zero% financing).
I hate to seem irresponsible or impatient, but I would really like an increase, even if it is temporary. Is it too soon to ask Citi for a CLI? They probably wont consider it since it is doubtful my income has changed since the card was only opened a month ago.
I think I would like it increased another $1000 to $1500.
10-08-2012 06:03 PM
Six months and not a moment sooner for them. You can try, but I doubt you will get anywhere. Maybe try sending in a payment so that you will have a balance and can overspend.
10-08-2012 06:17 PM
That's too bad (well for me).
I live abroad so a lot of the quarterly deals dont apply to me (movie theater tickets, gas, department stores) but I was really hoping to get all I could out of this one.
I'll try the early payment. 5% cashback on big ticket items is too much to pass up.