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How soon should you app for a AMEX Revolver along with Charge card

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Beckhsrules
Frequent Contributor

How soon should you app for a AMEX Revolver along with Charge card

I recently got a charge card with AMEX. How soon should i app for a revolver to make it with a single pull.

AAoA: 1 yr 3 mo | FICO Scores: EX: 720, TU: 724, EQ: 705 | Inq: EX: 13, EQ: 8, TU: 7 | GARDENING AS OF 3/13/2017
Message 1 of 5
4 REPLIES 4
chalupaman
Super Contributor

Re: How soon should you app for a AMEX Revolver along with Charge card

I'd do it the same day. Sure there will be a period of time where you have to wait a couple of days for the second app to receive a decision but I was able to get a charge card and a revolver with just one pull.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 5
AvadaKedavra
Established Contributor

Re: How soon should you app for a AMEX Revolver along with Charge card

I app'd and was approved for the ED immediately after I was approved for Green card.

Message 3 of 5
myjourney
Super Contributor

Re: How soon should you app for a AMEX Revolver along with Charge card


@Beckhsrules wrote:

I recently got a charge card with AMEX. How soon should i app for a revolver to make it with a single pull.


If you didn't do it the same day it's truly a YMMV situation 

On the bright side of the coin 

SP if denied HP if approved since your a client already 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 5
jsucool76
Super Contributor

Re: How soon should you app for a AMEX Revolver along with Charge card

I want a revolver, but im afraid to apply for one because I feel like they'll hunt me down and kill me. Haha

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