Reply
Regular Contributor
cottoncrown
Posts: 244
Registered: ‎05-08-2013

How to PC CapOne Credit Steps

My DW has a CapOne Platinum MC that she got back in July. She just got the limit increased to 1500 from 500. When and how should she try to PC to Quicksilver. Is their a best method? Is it too soon? Thanks.
Regular Contributor
cottoncrown
Posts: 244
Registered: ‎05-08-2013

Re: How to PC CapOne Credit Steps

I just realized I posted this in the wrong category. If this could be moved to "credit cards" it would be much appreciated.
Established Contributor
Josh2942
Posts: 500
Registered: ‎11-21-2013

Re: How to PC CapOne Credit Steps

She can PC it to quicksilver anytime now. If she has less than execelent credit she wont get the signature but maybe the platinum

TU FICO 731 Lender Pull/ EX FICO 707 ($60,000 total CL) In my Wallet
Chase Freedom Visa Signature $5,000
Chase Sapphire Preferred $5,000
Chase Hyatt Visa Signature $5,000
Barclay Arrival World MC $10,300
Lowe's Card $12,000
Mazda Capital Lease $20,000
Community Leader
Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: How to PC CapOne Credit Steps


cottoncrown wrote:
I just realized I posted this in the wrong category. If this could be moved to "credit cards" it would be much appreciated.

Lol Having it moved for you cottoncrown :smileywink:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
pizzadude
Posts: 8,701
Registered: ‎01-28-2010

Re: How to PC CapOne Credit Steps

Moved to CCs

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Regular Contributor
cottoncrown
Posts: 244
Registered: ‎05-08-2013

Re: How to PC CapOne Credit Steps

Thanks all, I'll let her know she can call on now!
Frequent Contributor
Stralem
Posts: 416
Registered: ‎10-08-2011

Re: How to PC CapOne Credit Steps

She doesn't even have to call. She can do it through online chat once she logs into her account.

            
なかなかいいコレクションだよな~
Valued Member
lanakane
Posts: 87
Registered: ‎04-16-2014

Re: How to PC CapOne Credit Steps

Bumping an old thread, I hope that's ok... I'm new here and have been reading lots.

 

I have the Cap One Platinum unsecured, opened in July 2013.  I've got great payment history and received a CLI from $300 to $500 a couple of months back.  If I wanted to PC (what does that actually stand for?) to Quicksilver is that do-able at this stage?  I have good income, and EQ FICO around 650 but some lates on my BoA secured card from 2011 which the bank then closed.  That caused Barclay's to refuse my app and recon even though my scores are well within their ranges, I have a low # of inquiries, and good income as mentioned.  So now I'm afraid to ask anyone else for anything else :smileyhappy:

 

Right now I have Cap One Platinum ($500), and 3 Comenity store cards: Ann Taylor ($500), VS ($350), and JCrew ($300).

 

Thanks for any recommendations!


Starting Score: 560
Current Score: 652 EX / 675 EQ / 643 TU
Goal Score: 700

Cap One QuicksilverOne $3000 | FirstTech FCU Visa $2500 | Discover IT $1500 | Amazon.com $700 | JCrew $600 | Ann Taylor $500 | VS $350 | Nordstrom Visa (AU) $15,000 | American Express® Gold

Take the myFICO Fitness Challenge
Mega Contributor
Creditaddict
Posts: 18,877
Registered: ‎10-23-2007

Re: How to PC CapOne Credit Steps

you log in to your account and check for product features or something is the link online or do a chat to ask to be PC to quicksilver... if it's not an option online or through chat you will have to contact the Executive office to get them to do it.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Valued Contributor
SunriseEarth
Posts: 3,078
Registered: ‎08-12-2013

Re: How to PC CapOne Credit Steps

[ Edited ]

Creditaddict wrote:

you log in to your account and check for product features or something is the link online or do a chat to ask to be PC to quicksilver... if it's not an option online or through chat you will have to contact the Executive office to get them to do it.


+1

 

@lanakane, PC = product change




Starting Score: 627 (Merrick, 7/15/13) | Current Score: 668 (Wally, 7/7/14), 686 (Merrick 7/15/14) | Goal Score: 700+
Care Credit $10200 | AMEX BCE $4500 | Macy's: Special Events $2900 Store $600 | JCP $1900 | Sony Card $1500 | Walmart Store $1400 | Merrick $1200 | Amazon Store $1200 | Target $1000 | Cap 1 QS1 $1000 | VS $550 | Gold Violin $550 ~~Gardening Since 6/20/14

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+