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New Contributor
NewBreed
Posts: 91
Registered: ‎04-27-2013
0

How to check scores???

Hey All

 

I dont know how to accurately check my credit scores and FICO score... anyone want to shed some light on my newbie issue?

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Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
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Re: How to check scores???

Click on 'Products' at the top of the page. You can sign up for Score Watch which will give you an Equifax score and notify you when something changes. You can purchase your Transunion fico from here for an additional fee if you want to see both scores. You cannot purchase your Experian fico score...that can only come from a lender pull. And welcome, by the way! :smileyhappy:
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
New Contributor
NewBreed
Posts: 91
Registered: ‎04-27-2013
0

Re: How to check scores???

Thank you movingforward_2012! I am really focused on gardening right now and keeping an eye on my scores because ive never really looked at them before! but i have a quick app trigger finger and i dont want to mess this up. I plan on gardening until July 2014

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Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
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Re: How to check scores???

ME TOO! :smileyvery-happy: We are in this together!

I pay monthly for Score Watch, $14.95 that alerts me of changes related to my credit report and if my score changes, myfico provides me with an updated Equifax fico score. It came into great use we I was apping for a mortgage. It gave me assurance that I would pass the final credit check before closing.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: How to check scores???


NewBreed wrote:

Thank you movingforward_2012! I am really focused on gardening right now and keeping an eye on my scores because ive never really looked at them before! but i have a quick app trigger finger and i dont want to mess this up. I plan on gardening until July 2014


Hope to see you in the Garden threads frequently!! Whenever you get that itch stop in will scratch it for ya!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Member
ninjaalex
Posts: 6
Registered: ‎04-17-2013
0

Re: How to check scores???

This is probably a stupid question but does signing up for myfico score tracker result in hard pulls? every month?

Super Contributor
enharu
Posts: 6,994
Registered: ‎02-27-2013
0

Re: How to check scores???


ninjaalex wrote:

This is probably a stupid question but does signing up for myfico score tracker result in hard pulls? every month?


soft pulls. and don't worry, everyone was new at some point in time. there's no stupid questions.

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