No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey guys! I logged on to my Old Navy card today (paid my 3rd statement Monday) and BAM! Went from $300 to $700! I got the card on my 18th birthday (July 31st) so I was pretty excited to see it jump that high! For the last two statements I've only put $6-$8 on the card and wait for the statement and pay that day. Is that was caused it? Well my other cards will be getting their 3rd statement at the beginning of next month (November 2nd and 6th) and I was wondering how to get auto CLI with them as well. My Bank of America Cash Rewards (I have a savings and checking account with them) is $1,000 and my Discover is the same as well. I just got a $1,500 Citi Thank you Preferred card last month so I'm not expecting anything from them in a while. My ULTI % is between 5-9% on the statement (even though I spend way over $1,000 a month on the cards and just pay it off every week) and I pay the day my statement comes out. I'm really need to work on my credit this year so higher increases with out any hard pulls would be great while I try and get an auto loan and student loan next August. My Transunion has 2 INQ and 4 on EX. 0 on EQ. What's a good strategy for auto CLIs?
Thanks guys!
+1
@Chris679 wrote:
Use the card responsibly and pay on time. That's really all you need to do.
Yup. It's very simple.