Credit Cards

[on_a_mission2]

I have been visiting and learning from the Myfico forums for a while now and I am here to report that emailing the Capital One executive office worked for me!  My CLI was increased from $750 to $1,500!  My email was cordial and not demanding.  Someone from the office called me the following day and I saw the CLI on my account today!  Thank you so much for everyone's advice!

[patsfan1453]

How long have you had your account?

[on_a_mission2]

Hi patsfan 1453,

I've had my account since December of 2011.

[patsfan1453]

Thanks, my account is going to be a year old in Feb, so I'll try to persuade them then...

[scottwagnon]

i emailed the CEO. the letter was cordial, and respectful, but i have not heard anything back yet. maybe my letter didn't seem worthwhile? i had just attempted to apply for a ventureone card and was turned down. i also have cash rewards card that is just reached its 7th statment. i requested either a recon or changes to my cash rewards. but have not heard back as i did this on the 19th.

[timkrof]

I just tried emailing them for CLI on my Spark credit card.  I'll post back if/when I hear anything.

My current limit is $750.

Hopefully it will be a nice increase.  I've had the card since Sept. 2011, perfect payment history, 680-700 fico scores, and 100k+ income.

I've also tried with customer service rep initiated CLI's to no avail.

********Update************* Someone from the Cap1 Exec office called me today (same day I sent the email).  They took some of my financial information and said they will be doing a manual review of my account using a SP of my credit file.  They said they'll contact me in 3 days to let me know if and what my CLI will be.  

********Update*************Just got another call from the Cap1 Exec office.  They bumped me from $750 to $5,000.  Whoo hoooo!!!!!

[p-]

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timkrof wrote:

...Just got another call from the Cap1 Exec office.  They bumped me from $750 to $5,000.  Whoo hoooo!!!!! 

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Sweet - congrats!

[pt2005]

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timkrof wrote:

I just tried emailing them for CLI on my Spark credit card.  I'll post back if/when I hear anything.

My current limit is $750.

Hopefully it will be a nice increase.  I've had the card since Sept. 2011, perfect payment history, 680-700 fico scores, and 100k+ income.

I've also tried with customer service rep initiated CLI's to no avail.

********Update************* Someone from the Cap1 Exec office called me today (same day I sent the email).  They took some of my financial information and said they will be doing a manual review of my account using a SP of my credit file.  They said they'll contact me in 3 days to let me know if and what my CLI will be.  

********Update*************Just got another call from the Cap1 Exec office.  They bumped me from $750 to $5,000.  Whoo hoooo!!!!!

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Could you please PM me the email address(es) used? I also have a Spark with no CLI so far. The CL is $2K but I use it heavily for business so sometimes the Util on this card is high. Would be nice to get a bump.

[p-]

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pt2005 wrote:
Could you please PM me the email address(es) used? I also have a Spark with no CLI so far. The CL is $2K but I use it heavily for business so sometimes the Util on this card is high. Would be nice to get a bump.

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Just click the link on Page 1 of this thread labled "Google Fu".  It's that easy.

[bobby_84]

can the exec contact information please be PM'd to me. im looking to do some work with my 2 cap 1 cards