How to get a PC or CLI from Capital One

[bigman023]

Seeing this thread prompted me to take a look at my old Orchard now Cap 1 card. Account has been opened since 10/2009, got an auto CLI from 320 to 720 a little before Cap1 took over.  No Lates ever on this account. $0 balance.  Its been stuck at 720 ever since the auto CLI.  Logged into my account tonight and decided to start a chat, and see if I could get rewards added to the account.  They reviewed the account and offered me the quick silver. Was told card would have same account number,so I took the offer.  Was also told that the CL and APR would stay the same. I requested that the rep review my account for a CLI,and he replied I had to do it online.  I put in the request online. Hopefully I will get an answer soon. Mainly want the CLI to pad util a bit, so if I get anything Ill be happy..lol.. But because my util is around 35%,not sure how good my chances are. 

Hoping for a small miracle

[bigman023]

UPDATE:

Cap1 granted me the CLI on the 4yr old card,former Orchard card.  720 CL is now 2200. I r.eally wasnt expecting that big of CL, but Ill take it. I also put in a CLI request on a different Cap 1 rewards card. They PCd me quicksiler on this account, but Im still waiting to see about the CLI request. Will update once I hear something.

[DawgZ]

I got my Quicksilver card with $500 CL 6 months ago. I use it for small item purchases and carried a ballance for the last 6 months. I made sure not to go over 8% total utlization of all my credit. I logged in to day at the 6 month mark and found they gave me a CLI from $500 to $2500 without asking. It seems most people would get frustrated about the crappy $500 limit and close or never use the card but following advice on this site I believe you can get those CL's up to decent numbers.

Thanks everyone for your work and advice on this site!

[mikedboh]

I got my first CC 11 months ago(Cap one Platinum) with a 300 limit.  Used it excessively, always paid in full.  At 6 months they increased my limit to $1,800.  3 weeks ago I requested a CLI through the website and received a $3,000 increase.  So in 11 months my account went from $300 to $4800.   On top of that, just today they upgraded my account to the VentureOne card which earns miles(old card had no rewards) and has no AF(old card was $39/yr, but first year was waived).   I haven't gotten my APR yet but I'm assuming it will be 19.99 - I would be shocked to get one of the lower APR's they offer.

Capital One is not the subprime company they used to be.   I'm proof that they have upped their game.  

*edit* also worth mentioning the whole process to upgrade to the VentureOne took a total of 4-5 minutes through the online chat.  They asked a few basic questions, asked me to verify that I wanted the new card, and it was done.  No hoops.  Simple.

[paramed3]

I have a 750 - 770 and got 1000 increase to 4500. I took the auto route on 2 of my GE Cards and omg in 10 mins I had 4300 increase on 2 cards total. Keep in mind those 2 soft pulls just saw 5-6 years of perfect payment history and not with upper limit 700 scores. This made me realize I probably should have plugged in double that but I want to be resonable. That gave me 5000 on another card and 2650 on my jcpenny card. 7000 on my US AIR. 4500 now on my Capital one. I plan to sit tight now. My next goal is to push US AIR to 10k to be looked at as premium. I don't think I will hard inquiry for a chase freedom. I think I have enough. I'm looking for 800 now.

[Anonymous]

Grave digging here, reviving old thread.

However, can someone please pm me the email or contact address for the EO? I sent email Friday to the Richard email and no reply yet.

Also, do I need to include personal identifying info and account numbers? I only included contact info and last four of social.

Thanks for your reply.

[Anonymous]

Just got off a chat with cap1...less than 10 mins total and I got a pc from platinum prestige to quicksilver!!! That was easy, thanks for all the info on this thread I've been wanting a rewards card now that my credit is better but didn't really want a hp right now.

[Anonymous]

Could someone please message me the EO email

[gdale6]

Everyone should use this link to contact the Capital One EO, its the first entry in the list.

Let me Google that for you  http://bit.ly/1g0P1zO

[Anonymous]

Can someone let me know the an executive office email address so I can try this method please.