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Both my husband and I got WM CCs in May. We each got $400 CL and have been using our cards heavily. We PIF within a few days of using the cards so they always report $0. We still haven't gotten a CLI, is it because we PIF?
I got my card last March, heavy use, paid in full every month. I had original credit line of 750.00. In June it went to 1050.00. I am hoping it will automatically increase again this month but if it doesnt, I'm going to call and ask for an increase since Ive read its only a soft pull.
@JMMD wrote:Both my husband and I got WM CCs in May. We each got $400 CL and have been using our cards heavily. We PIF within a few days of using the cards so they always report $0. We still haven't gotten a CLI, is it because we PIF?
Have you let 4 statments cut?
@1_2 wrote:I got my card last March, heavy use, paid in full every month. I had original credit line of 750.00. In June it went to 1050.00. I am hoping it will automatically increase again this month but if it doesnt, I'm going to call and ask for an increase since Ive read its only a soft pull.
Do you PIF after the statement or as you use it?? I am odnering if I should wait for the statement to cut then PIF? I am trying to keep my UTI low though so I dont know i I should do this?
@myjourney wrote:
@JMMD wrote:Both my husband and I got WM CCs in May. We each got $400 CL and have been using our cards heavily. We PIF within a few days of using the cards so they always report $0. We still haven't gotten a CLI, is it because we PIF?
Have you let 4 statments cut?
Ok, I just checked. One card had statements for August and September. The other only has one for August. So, I thik it;s because we always have a $0 balance report. I will start letting a small balance report, then PIF.
@JMMD wrote:
@1_2 wrote:I got my card last March, heavy use, paid in full every month. I had original credit line of 750.00. In June it went to 1050.00. I am hoping it will automatically increase again this month but if it doesnt, I'm going to call and ask for an increase since Ive read its only a soft pull.
Do you PIF after the state,et or as you use it?? I am odnering if I should wait for the statement to cut then PIF? I am trying to keep my UTI low though so I dont know i I should do this?
Here's the secret to GE/Walmart card
Let 4 statements cut then PIF
After the 4th ask for the stars and the moon
On 4th statement I ask to be bumped to 5k ............approved
@myjourney wrote:
@JMMD wrote:
@1_2 wrote:I got my card last March, heavy use, paid in full every month. I had original credit line of 750.00. In June it went to 1050.00. I am hoping it will automatically increase again this month but if it doesnt, I'm going to call and ask for an increase since Ive read its only a soft pull.
Do you PIF after the state,et or as you use it?? I am odnering if I should wait for the statement to cut then PIF? I am trying to keep my UTI low though so I dont know i I should do this?
Here's the secret to GE/Walmart card
Let 4 statements cut then PIF
After the 4th ask for the stars and the moon
On 4th statement I ask to be bumped to 5k ............approved
Thanks. I am going to do this and see what happens.
@JMMD wrote:
@myjourney wrote:
@JMMD wrote:
@1_2 wrote:I got my card last March, heavy use, paid in full every month. I had original credit line of 750.00. In June it went to 1050.00. I am hoping it will automatically increase again this month but if it doesnt, I'm going to call and ask for an increase since Ive read its only a soft pull.
Do you PIF after the state,et or as you use it?? I am odnering if I should wait for the statement to cut then PIF? I am trying to keep my UTI low though so I dont know i I should do this?
Here's the secret to GE/Walmart card
Let 4 statements cut then PIF
After the 4th ask for the stars and the moon
On 4th statement I ask to be bumped to 5k ............approved
Thanks. I am going to do this and see what happens.
Good luck
@myjourney wrote:
@JMMD wrote:
@myjourney wrote:
@JMMD wrote:
@1_2 wrote:I got my card last March, heavy use, paid in full every month. I had original credit line of 750.00. In June it went to 1050.00. I am hoping it will automatically increase again this month but if it doesnt, I'm going to call and ask for an increase since Ive read its only a soft pull.
Do you PIF after the state,et or as you use it?? I am odnering if I should wait for the statement to cut then PIF? I am trying to keep my UTI low though so I dont know i I should do this?
Here's the secret to GE/Walmart card
Let 4 statements cut then PIF
After the 4th ask for the stars and the moon
On 4th statement I ask to be bumped to 5k ............approved
Thanks. I am going to do this and see what happens.
Good luck
Thanks!