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Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

How to get a cash advance on Amex

Combined with a new mortgage last month and a cut in pay due to some loss in business, I've been getting cash advances on some of my CCs so I can use those funds to cover minimum payments to temporarily get by. Unfortunately, I'm down to just a couple of options and one is to get a cash advance on my Amex Green. Is that possible and how do I do that? I have a First Premier payment due on Sunday and could use an extra $25. I tried at the bank, but they said "No".

Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: How to get a cash advance on Amex

I would not take cash advance on amex card. That can lead to head aches with amex.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: How to get a cash advance on Amex

You have to request a PIN. 

Regular Contributor
creditguy-378
Posts: 190
Registered: ‎03-23-2011
0

Re: How to get a cash advance on Amex

did u select the option to pay over time with the green amex? if you did I believe that u can and also u could probably do a BT of the FP card to the amex or another one of your cards which would probably be a better move and close the FP (monthly fees, AF, and high interest) no need for that card anymore especially now your in the amex family 

always use credit wisely and you won't ever feel like you're working just for the task master
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: How to get a cash advance on Amex

I've got the pin. Would they be cool if I took out $1000 spread over a month or so across 4-5 different transactions?

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: How to get a cash advance on Amex


llecs wrote:

I've got the pin. Would they be cool if I took out $1000 spread over a month or so across 4-5 different transactions?


I'm not sure.  I have no experience with those types of tranactions.  I learned about requesting a PIN from previous posts about this same topic. 

Frequent Contributor
tsquad131
Posts: 474
Registered: ‎09-12-2010
0

Re: How to get a cash advance on Amex

you cant get a cash advance from an amex charge card, I called a CSR about this a month ago she said none of their charge cards have the cash advance option

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
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Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: How to get a cash advance on Amex


tsquad131 wrote:

you cant get a cash advance from an amex charge card, I called a CSR about this a month ago she said none of their charge cards have the cash advance option


Argggh. I haven't used my Discover yet, does anyone know if that will work? Any other options?

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: How to get a cash advance on Amex


llecs wrote:

tsquad131 wrote:

you cant get a cash advance from an amex charge card, I called a CSR about this a month ago she said none of their charge cards have the cash advance option


Argggh. I haven't used my Discover yet, does anyone know if that will work? Any other options?


You can log into your Discover account and hit the request cash now button.  If eligible they can deposit it in your checking account. Or you can do a cashover at a participating store. 

Moderator Emeritus
Lel
Posts: 5,268
Registered: ‎03-18-2008
0

Re: How to get a cash advance on Amex

 


llecs wrote:

Combined with a new mortgage last month and a cut in pay due to some loss in business, I've been getting cash advances on some of my CCs so I can use those funds to cover minimum payments to temporarily get by. Unfortunately, I'm down to just a couple of options and one is to get a cash advance on my Amex Green. Is that possible and how do I do that? I have a First Premier payment due on Sunday and could use an extra $25. I tried at the bank, but they said "No".


How about a payday loan?  I hear that their interest rates are quite reasonable.  You may want to take out a very large payday loan and keep the extra cash on hand for these sort of contingencies in the future.

 


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