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How to get aCLI by Discover?

Senior Contributor

Re: How to get aCLI by Discover?

Discover is not noted for issuing large credit lines. By policy the current maximum CL for a new account is $12K.

New Contributor

Re: How to get aCLI by Discover?

i must have gotten lucky with Discover.

Starting Score: (1/22/2010) TU 759, Eq 742
Current Score: (6/22/2010) TU 724, Eq 735
Goal Score: (1/01/2011) TU 800, Eq 783


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Established Contributor

Re: How to get aCLI by Discover?

I thought at one time the max was 50K, I believe one day they will wake up and move the max back up to at least 25K. Agree?
Valued Contributor

Re: How to get aCLI by Discover?


creditwherecreditisdue wrote:

Discover is not noted for issuing large credit lines. By policy the current maximum CL for a new account is $12K.


 

Hi...just a few weeks ago (haven't even gotten 1st statement yet) I was approved for $13,140. They didn't even ask me what I was looking for...that number came from them.

 

Maybe things are getting a bit more flexible with them.

Senior Contributor

Re: How to get aCLI by Discover?


LynetteM wrote:

creditwherecreditisdue wrote:

Discover is not noted for issuing large credit lines. By policy the current maximum CL for a new account is $12K.


 

Hi...just a few weeks ago (haven't even gotten 1st statement yet) I was approved for $13,140. They didn't even ask me what I was looking for...that number came from them.

 

Maybe things are getting a bit more flexible with them.


The only time Discover will ask what you are looking for is when you request a CLI. Other than that they make the decision on their own. Could they have loosened some? Sure, but $12K/$16K was a relatively recent policy enunciated directly by Discover. $13,140 is the largest initial CL I have heard of from Discover in a long time and they are not know for large initial CL'sYou should feel very good about that. Let us know when you get the telephone option for a CLI and if/when your CL goes over $16K.