Reply
Contributor
Posts: 133
Registered: ‎04-07-2008
0

Re: How to get out of Sub Prime Hell.

Thanks, I hadn't thought of threatening to close the card to see if they would revise thier reporting. I'm going to try it after I get the secured card with the CU. 

7/11/08: EQ: 635, TU: 658, EX: 607
10/10: TU 634, EQ 626, Ex 626
9/14/2012: TU 622, EQ 660
10/16/2012: TU 731, EQ 706 - finally on my way!
Frequent Contributor
Posts: 284
Registered: ‎05-11-2009
0

Re: How to get out of Sub Prime Hell.

hehe.. threatening.... interesting word... lol... I wouldnt really call it threatening but a mutually beneficial business transactions per se.. :smileywink:

Good luck... please keep us posted...

Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)
Moderator
Posts: 17,141
Registered: ‎07-14-2009
0

Re: How to get out of Sub Prime Hell.

 


cam006 wrote:

Thanks, I hadn't thought of threatening to close the card to see if they would revise thier reporting. I'm going to try it after I get the secured card with the CU. 


Don't make it a threat. Make it a promise!  :smileyhappy:

 

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
0

Re: How to get out of Sub Prime Hell.

Make sure you want to close it because

they don't care

 

Established Member
Posts: 19
Registered: ‎12-10-2009
0

Re: How to get out of Sub Prime Hell.

Sounds like I'm reading credit savvy information.  Please tell me about the backdoor number and how you go about this business!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.