No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Discover2016 wrote:I speak from experience, what Chase likes to see is usage and PIF. They have given me a few auto CLI's and not a single hp.
Your experience! It depends on your profile and limits. People have got auto CLIs, but generally on small starting limits. Most people have found usage and PIF has no impact.
@longtimelurker wrote:
@Discover2016 wrote:I speak from experience, what Chase likes to see is usage and PIF. They have given me a few auto CLI's and not a single hp.
Your experience! It depends on your profile and limits. People have got auto CLIs, but generally on small starting limits. Most people have found usage and PIF has no impact.
Well said Lurker. I did receive a high starting CL on my Freedom. probably the reason for no Auto CLI's
@Anonymous wrote:I've only had my freedom for 1 year and 2 months. My credit limit went from 5k to 21,600. My card gets used a lot. Every month I charge about 2-3k (bills and givings to organizations). So when I asked for a C,LI it's a HP but they give me big increases. My scores are about 750-760 with some inquiries and new accounts. Just thought I would share to help.
Good info Jelly thanks
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Mine is going on a year and nada. I don't use it much though. 3500 is plenty for the rotating categories. I might app for IHG some years down the road when my file is a little cleaner I might do some transferring at that time. Not being a traveler and not having the spending profile to support CSP I view Chase as a lender with very little to offer me.