How to make spend for Citi Premier? $3,000

[longtimelurker]

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@Kostya1992 wrote:

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@longtimelurker wrote:

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@Involver wrote:
Buy a $3000 Amex gift card. They are 2.2% off today at BeFrugal

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Well, don't buy a $3K one if you are going that route! 

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Why not?

Also, we don't really have alot of bills. No rent.

The thing about buying $3,000 worth of visa/mc/amex gift cards is that i cant pay the balance off fast, and I really need to because the card has a %22.99 APR and no promotional period. Any thoughts on how to best handle this?

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Because cards above $2K don't get cashback from the portals like BrFrugal.  Better to buy a $2k and a $1K one.

As for liquidation of gift cards, this whole thing is not allowed to be discussed on this forum

[Anonymous]

I see this question far too often... The real answer is don't sign up for a card if you can't meet the bonus. If you overexertion yourself on things you normally wouldn't buy, it defeats the purpose of the sign up bonus.

[Kostya1992]

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@Anonymous wrote:

I see this question far too often... The real answer is don't sign up for a card if you can't meet the bonus. If you overexertion yourself on things you normally wouldn't buy, it defeats the purpose of the sign up bonus.

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I mean the signup bonus is over $600 in flights, so it's pretty hard for it to not be worth it even if I take the plunge and eat a few months of the %22.99 APR.

EDIT: Actually, it really wont be, lol. It'll be about $60 interest each month. Wow.

[Anonymous]

bills bills bills !

[kdm31091]

Only apply for cards if the spend to meet the bonus makes sense for your income and spending.

It makes no sense to overspend to get a bonus, like someone else mentioned. You have to think ahead.

[icyhot]

I got the Venture and im gonna have the money to pay off this $3000+ loan within my 3 months spending time frame, so I'm gonna charge it to that and immediately pay it off

[noobody]

the way I read OP's question is:
How can I meet the 3K minimum spending requirement without actually spend?

one thing is find a way to meet the requirement, the other is actually find some money or some creative way can not be discuss here to meet it.

[happypill]

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@noobody wrote:
the way I read OP's question is:
How can I meet the 3K minimum spending requirement without actually spend?

one thing is find a way to meet the requirement, the other is actually find some money or some creative way can not be discuss here to meet it.

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Yeah, you nailed it.  He doesn't have any rent or bills or anything to charge.  Only solution I can think of is to find some friends or family that do have stuff to charge & ask them to give you cash if you throw it on your card.

[Anonymous]

You could just give me 3,000 bucks
😂

[Jaylima91]

@Sullivan1986 what is the fee for paying rent with a credit card on RadPad?