How to make spend for Citi Premier? $3,000

[Kostya1992]

Recently got this card for mom. We aren't sure how to make the $3,000 spend, there isn't really much that she buys at the moment. Can we just buy $3000 worth of gift cards to meet the spend? Anyone have any suggestions on how to best do this? Reply here or PM me please! Thanks.

[Anonymous]

Pay bills you already have to pay (electric, gas, water, rent, cable, phone, groceries, etc.); that's what I do. 

[chalupaman]

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@Kostya1992 wrote:

Recently got this card for mom. We aren't sure how to make the $3,000 spend, there isn't really much that she buys at the moment. Can we just buy $3000 worth of gift cards to meet the spend? Anyone have any suggestions on how to best do this? Reply here or PM me please! Thanks.

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How about putting all of her bills onto the card. Wouldn't that help? Just make it her primary card if possible.

[Involver]

Buy a $3000 Amex gift card. They are 2.2% off today at BeFrugal

[longtimelurker]

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@Involver wrote:
Buy a $3000 Amex gift card. They are 2.2% off today at BeFrugal

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Well, don't buy a $3K one if you are going that route! 

[Anonymous]

If you pay rent I use Radpad. Charges your Rent for a fee but it is easy to meet spend. 

[Kostya1992]

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@longtimelurker wrote:

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@Involver wrote:
Buy a $3000 Amex gift card. They are 2.2% off today at BeFrugal

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Well, don't buy a $3K one if you are going that route! 

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Why not?

Also, we don't really have alot of bills. No rent.

The thing about buying $3,000 worth of visa/mc/amex gift cards is that i cant pay the balance off fast, and I really need to because the card has a %22.99 APR and no promotional period. Any thoughts on how to best handle this?

[jsucool76]

I pay all of my mom's and sister's bills and they give me cash

[Kostya1992]

I have about 2 months left to do this. There is no way I can pay $3000 worth of any type of bills in that timeframe.

So far, the best I figured out is to send money via paypal using the credit card as the fund source. There will be a %2.9 fee for the transaction though.

[jsucool76]

in the future, maybe look at how much you can spend and THEN decide whether to apply for the card.

also make sure the transactions don't get charged as a cash advance.