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I have 3 credit cards that are maxed. I have funds to pay all of them down or I could pay one or two off completely. That would leave one maxed out. What should I do? I'm trying to improve scores. They are all in the 675 range.
Thank you!!!
Pay all down below 74% utilization first, then use the rest to pay off the highest interest rate, then use the rest to pay off the next highest interest rate.
I would personally pay them all off if you have the funds available. Or if you want one reporting pay all but 1 down and leave maybe a few bucks on it.
Thank you!
Start paying off the highest interest card. for rest pay at least min pmt. Cut all the cards and securely destroy them so that you cant use them until pay off. Good luck
Thank you!