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How to provide SSN for Comenity backed CC?

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minipoly1
Contributor

How to provide SSN for Comenity backed CC?

I've had my Express CC for a year without any increase.

Few days ago I hit the CLI button and receive 7-10 days message.

Today the letter comes in the mail. They said that credit history with other credit grantors could not be obtained. They mentioned Equifax.

 

I had this Express by the shopping cart trick, so I just had to provide last 4 digits of my SSN, so apparently they don't have my SSN.

 

Should I call them to provide my full SSN? Or is there any other way?


Amex BCE $17,600 | CSP $6,200 | PayPal Extras MC $3,000 | Discover $3,000 | BofA $3,000
Last app: Oct 1, 2013. No app until 2015 or new credit card with big bonus introduced.
Message 1 of 8
7 REPLIES 7
yudeology101
Senior Contributor

Re: How to provide SSN for Comenity backed CC?

bump? 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 8
09Lexie
Moderator Emerita

Re: How to provide SSN for Comenity backed CC?

Bumping after 2 minutes...really?


@yudeology101 wrote:

bump? 


OP,

 

They may want you to mail it in but I would suggest calling.  

Is the cc reporting on EQ?

Message 3 of 8
yudeology101
Senior Contributor

Re: How to provide SSN for Comenity backed CC?


@09Lexie wrote:

Bumping after 2 minutes...really?


@yudeology101 wrote:

bump? 


OP,

 

They may want you to mail it in but I would suggest calling.  

Is the cc reporting on EQ?


Yes, because i was also approved by the shopping cart method and it's not reporting on my CRs and would like to know what to do if this happens to me.

 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 4 of 8
minipoly1
Contributor

Re: How to provide SSN for Comenity backed CC?


@09Lexie wrote:

Bumping after 2 minutes...really?


@yudeology101 wrote:

bump? 


OP,

 

They may want you to mail it in but I would suggest calling.  

Is the cc reporting on EQ?


Strangly it's reporting on all CRAs.


Amex BCE $17,600 | CSP $6,200 | PayPal Extras MC $3,000 | Discover $3,000 | BofA $3,000
Last app: Oct 1, 2013. No app until 2015 or new credit card with big bonus introduced.
Message 5 of 8
09Lexie
Moderator Emerita

Re: How to provide SSN for Comenity backed CC?


@minipoly1 wrote:

@09Lexie wrote:

Bumping after 2 minutes...really?


@yudeology101 wrote:

bump? 


OP,

 

They may want you to mail it in but I would suggest calling.  

Is the cc reporting on EQ?


Strangly it's reporting on all CRAs.


I would call CS and let them know it's reporting on your CRs.  

Message 6 of 8
09Lexie
Moderator Emerita

Re: How to provide SSN for Comenity backed CC?


@yudeology101 wrote:

@09Lexie wrote:

Bumping after 2 minutes...really?


@yudeology101 wrote:

bump? 


OP,

 

They may want you to mail it in but I would suggest calling.  

Is the cc reporting on EQ?


Yes, because i was also approved by the shopping cart method and it's not reporting on my CRs and would like to know what to do if this happens to me.

 

 


Are you using the accounts? How long have they been opened? Comenity is notorious for not reporting unless there's been activity. 

Message 7 of 8
yudeology101
Senior Contributor

Re: How to provide SSN for Comenity backed CC?


@09Lexie wrote:

@yudeology101 wrote:

@09Lexie wrote:

Bumping after 2 minutes...really?


@yudeology101 wrote:

bump? 


OP,

 

They may want you to mail it in but I would suggest calling.  

Is the cc reporting on EQ?


Yes, because i was also approved by the shopping cart method and it's not reporting on my CRs and would like to know what to do if this happens to me.

 

 


Are you using the accounts? How long have they been opened? Comenity is notorious for not reporting unless there's been activity. 


Ha, thanks Lexie!  The Express account has been opened for about 3 weeks?  I did the shopping cart trick and got Express/Sportsman's Guide and SMG around same time and SMG is reporting already but Express is not....

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 8
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