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Hi guys
I just applied for the Barclays Travelocity Amex card and called today to know the status of it.
the lady said I was fine in everything, but, I had too many new accounts open the last YEAR!!! 9 she said.
I tried to make my case but she did not bite it!
any help so I can call again and hope to get a different csr?
Thanks!!!
@zerobacan wrote:Hi guys
I just applied for the Barclays Travelocity Amex card and called today to know the status of it.
the lady said I was fine in everything, but, I had too many new accounts open the last YEAR!!! 9 she said.
I tried to make my case but she did not bite it!
any help so I can call again and hope to get a different csr?
Thanks!!!
Do you have good explanations for these accounts??? I would crack at it one more time then let it go. Good luck!!!
my explanation was "im trigger happy app addict"
For real I said "I recently learned that saying yes to every csr asking me to open this and that card to get a % off my buy is not healthy"
any thing better or something that has work for you guys?
@zerobacan wrote:my explanation was "im trigger happy app addict"
For real I said "I recently learned that saying yes to every csr asking me to open this and that card to get a % off my buy is not healthy"
any thing better or something that has work for you guys?
That was probably the wrong thing to say
I would go with the rewards angle if your util is low.
@zerobacan wrote:my explanation was "im trigger happy app addict"
For real I said "I recently learned that saying yes to every csr asking me to open this and that card to get a % off my buy is not healthy"
any thing better or something that has work for you guys?
They told me there were too many recently account opened. I told them I was looking for rewards card to replace my current no rewards cards. They accepted my explaination and gave me approval for the card.
Ron.
@zerobacan wrote:
My uti is about 20% she noted that when i first app for barclays on jan, i had a 80% uti. Then she asked me why i had 9 new acc and my answer wad lame...
I think if i take a look at my report and see what r these 9 acc i can explain them better i think i refid my car twice in the lasy year thats 2 acc and i got a couple of store cards... Keep the advise coming ill call later today better inform now
I'd say this is going to be very borderline. Creditors do not fancy that many new accounts open in such a short period of time, even if your best explanation is "better rewards". Of course, everyone's experience does/will vary ... good luck.