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Without alarming your significant other to your new hobby/addiction.
when I told my BF about my second card he stated I already had one. How will I deflect a reaction to having my next three in the mail.
@Anonymous wrote:Without alarming your significant other to your new hobby/addiction.
when I told my BF about my second card he stated I already had one. How will I deflect a reaction to having my next three in the mail.
"Wow, they are giving free sample credit cards now!"
Of course, as a responsible person I should remind viewers everywhere that it is important to have a good trusting relationship with your significant other, with no important secrets witheld. So decide if you have a credit card addiction, or if he has a pathological fear of credit cards, and take it from there.
let him know you are establishing a monster credit file to be credit independent if he... lets say... "slips up"
Exactly what I was thinking when I was apping. I just get nervous and so much anxiety. I feel like I have to defend what I'm doing
It looks like your Goal Statement in your Siggy says it all. Is BF on the same page to do what it takes to build up a good FICO score for a house purchase? Perhaps this is a "teaching moment".
@longtimelurker wrote:
@Anonymous wrote:Without alarming your significant other to your new hobby/addiction.
when I told my BF about my second card he stated I already had one. How will I deflect a reaction to having my next three in the mail.
"Wow, they are giving free sample credit cards now!"
Of course, as a responsible person I should remind viewers everywhere that it is important to have a good trusting relationship with your significant other, with no important secrets witheld. So decide if you have a credit card addiction, or if he has a pathological fear of credit cards, and take it from there.
LOL! I like the first idea!
But really, I agree that you should be upfront and trusting with your significant other about these kinds of things. As long as you are handling your credit responsibly and not applying for credit cards needlessly, then you have nothing to worry about. And from what I can tell from your sig, you seem to be very responsible because you have a goal of getting your FICO's up in time to purchase a house in the future.
It's true that there is still a lot of stigma going around where people think that just because you have a lot of credit cards that you are in debt (or will soon be in debt). This assumption couldn't be further from the truth. There are plenty of great perks to playing the credit card game. It's true that if you're not a responsible person that you can get into debt issues. So that's why it's important to treat credit responsibly and not to buy things (or app for more cards) that you simply don't need.
If you have this talk with him as to the benefits of the cards and you demonstrate your fiscal responsibility, there shouldn't be any reason for him to freak out. Credit in the hands of a responsible person is invaluable.
Open and honest. He might have a good reason, such as a family member that went on a spree and then went bankrupt. Or he might not know about the differences between cards, or the benefits (and drawbacks). My wife was dead set against credit cards until we sat down and talked about it, because her father is basically bankrupt from overspending. So, while it may come off as controlling, it may just be concern, and a good conversation, laying out your plans for responsible use, could go a long way to making him feel better and understand what's going on.
Or, he could be a giant jerk, in which case you should dump him. But, talk to him first.