Re: How to start credit.

bluesnowman · ‎09-01-2013

OP, I suggest you answer these questions so that we are better able to help you. Also, you could start with your bank and see what they have to offer since they probably know your banking history better then we do. A secured card or a student card would be good for you as well.

Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300

daybreakgonesXe · ‎09-01-2013

Although everyone has pretty much advised you of these things, check out this post I made: http://ficoforums.myfico.com/t5/Credit-Cards/quot-Start-From-Scratch-quot-Credit-Builders-Handbook/m...

Go through the checklist. Good luck!

BearsAndTurtlesRtheBest · ‎09-01-2013

With you already having a job, Id say have someone add you as an Authorized User. It will really help you.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
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How to start credit.

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Re: How to start credit.

Re: How to start credit.

Get your FICO Score for free