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Established Member
Posts: 61
Registered: ‎07-21-2012
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How to use Balance Transfer Offer?

so i recently aquired, Chase Freedom and Discover More. both with 0% apr on BT.

 

I wanted to pay off some of my auto loan balance and some other bills.

 

Do either of these companys offer checks that I can depoist in my Bank

and still get 0% BT without cash advance APR?

 

If not I can still pay on my auto loan by giving them the account number

like i would with a credit card right?

 

Also with my other bill, can i write the company a check with BT offer or not?

 

Thanks in advance for the help!

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Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: How to use Balance Transfer Offer?


uroosa1 wrote:

so i recently aquired, Chase Freedom and Discover More. both with 0% apr on BT.

 

I wanted to pay off some of my auto loan balance and some other bills.

 

Do either of these companys offer checks that I can depoist in my Bank

and still get 0% BT without cash advance APR?

 

If not I can still pay on my auto loan by giving them the account number

like i would with a credit card right?

 

Also with my other bill, can i write the company a check with BT offer or not?

 

Thanks in advance for the help!


just careful not sure about freedom or discover but a lot of companies consider convience checks as a cash advance and additional fees will apply, usually immediately. I used Navy Federal Platinum Visa because they do not charge additional fees and treat it like a normal process. but that's rare but it's military banking =)

 

and balance transfers usually only applies to credit cards afaik


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