cancel
Showing results for 
Search instead for 
Did you mean: 

How will my NFCU card CLI request affect my Amex?

tag
devastatah
New Contributor

How will my NFCU card CLI request affect my Amex?

So I recently got a Delta Gold Amex with CL of 10K first week of  September of 2013 (labor day) , NavChek (day after)  I also got my Navy Fed Cash Rewards Visa Sig at 14.5 (up from 8k 60 days ago) and an nRewards MC at 4000 (up from 2k 60 days ago), after reading the boards and looking at the 61 day increase for Amex should I wait til after that attempt at an increase to 25k to try and push both of the Navy Fed cards higher (Signature to 14.5 to 25k and nRewards to at least 10k with a goal of 25k) also thinking about a PC for the nRewards MC but haven't dug into which one to change it to. Advice? Keep hearing/reading these horror stories about AmEx Financial Reviews and how they frown upon inquiries and HP's (NavChek was a HP). Lord know I don't AmEx coming for my first born..... Robot surprised 

AmEx Platinum NPSL, AmEx Gold Delta 22K, AmEx Everyday 10K, Penfed Defender AmEx 5K, BankAmericard MC 14k, BoA Travel Rewards 18k, Penfed Thrifty Credit Service 500.00 Blispay Visa 7.5k,
NFCU Cash Rewards Visa - 22K, NFCU Plat MC - 22K
Penfed Gold Visa 19K, Lowes 35K, NFCU Visa 14K, NFCU MC 13K, NFCU NavChek LOC - 15K
Discover It 19K, WalMart 20K, Bank of Amer MC 10K, Citi Simplicity $8,800, BarclayCard Rewards MC 11K, AAFES Mil Star 8.1K, Citi Dia Pref Visa $9.7K, USAA Rate Adv MC 7K, , Chase Freedom 3.5K, Chase Amazon Visa 1.6k

724 Discover FICO Nov 14, 735 WalMart FICO Nov 14, Equifax Advantage Pull 740 Sept 2016
Message 1 of 5
4 REPLIES 4
hot4u
Established Contributor

Re: How will my NFCU card CLI request affect my Amex?

Lord know I don't AmEx coming for my first born..... :robotsurprised:

 

Personally I don't see what the Rush is to ask for Cli from NFCU.

I would craddle Amex and let the dust settle for Awhile.


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 2 of 5
devastatah
New Contributor

Re: How will my NFCU card CLI request affect my Amex?

Not really a hurry just trying to plot the course to reach my goals. I pulled the trigger on NavChek without doing enough research and only got 2k (should have asked for 15k) when I tried to backdoor they said it would cost another HP, the increases on the others were all on the same HP. The AmEx is not reporting yet so I guess I could just take a victory and chill out for a while. Hopefully I get the 3x CLI on the Amex and (up 24.5k w/o a FR hopefully) and then build some more after the new year with Navy Fed.

AmEx Platinum NPSL, AmEx Gold Delta 22K, AmEx Everyday 10K, Penfed Defender AmEx 5K, BankAmericard MC 14k, BoA Travel Rewards 18k, Penfed Thrifty Credit Service 500.00 Blispay Visa 7.5k,
NFCU Cash Rewards Visa - 22K, NFCU Plat MC - 22K
Penfed Gold Visa 19K, Lowes 35K, NFCU Visa 14K, NFCU MC 13K, NFCU NavChek LOC - 15K
Discover It 19K, WalMart 20K, Bank of Amer MC 10K, Citi Simplicity $8,800, BarclayCard Rewards MC 11K, AAFES Mil Star 8.1K, Citi Dia Pref Visa $9.7K, USAA Rate Adv MC 7K, , Chase Freedom 3.5K, Chase Amazon Visa 1.6k

724 Discover FICO Nov 14, 735 WalMart FICO Nov 14, Equifax Advantage Pull 740 Sept 2016
Message 3 of 5
Creditaddict
Legendary Contributor

Re: How will my NFCU card CLI request affect my Amex?

requests on the cli of navcheck within the first 24 hours seem to be sp even though they warn that it could or would be hp... i would take the hp anyway and move it to $15k!

and I wouldn't worry about amex at all especially over 1 inq or what not

Message 4 of 5
devastatah
New Contributor

Re: How will my NFCU card CLI request affect my Amex?

I did and got the NavChek approved ... moved to 15K
AmEx Platinum NPSL, AmEx Gold Delta 22K, AmEx Everyday 10K, Penfed Defender AmEx 5K, BankAmericard MC 14k, BoA Travel Rewards 18k, Penfed Thrifty Credit Service 500.00 Blispay Visa 7.5k,
NFCU Cash Rewards Visa - 22K, NFCU Plat MC - 22K
Penfed Gold Visa 19K, Lowes 35K, NFCU Visa 14K, NFCU MC 13K, NFCU NavChek LOC - 15K
Discover It 19K, WalMart 20K, Bank of Amer MC 10K, Citi Simplicity $8,800, BarclayCard Rewards MC 11K, AAFES Mil Star 8.1K, Citi Dia Pref Visa $9.7K, USAA Rate Adv MC 7K, , Chase Freedom 3.5K, Chase Amazon Visa 1.6k

724 Discover FICO Nov 14, 735 WalMart FICO Nov 14, Equifax Advantage Pull 740 Sept 2016
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.