How will this CC situation report?

[Anonymous]

I've had an Orchard secured (only $200) for 18 months now.  I just got my Orchard unsecured "Platinum" ($300) and confirmed with the operator when I activated that both accounts would be staying put.

I am curious how these cards will report?  Will they show up each separately, just as the same creditor?  Will they mix together to report a $500 limit?

Also, I had a charge-off with HSBC back in college in 2004.  It is reporting on 2 of my 3 bureaus.  Will this mean that there will be 3 HSBCs reporting?

[llecs]

They will report each as a seperate TL. The info won't combine. Yep, on 2 of your 3 CRs, you'll see 3 HSBC and/or Orchard TLs listed.