Huntington CLI Offer (snail mail)

[B335is]

Today in the mail I received an offer from Huntington Bank to increase my limit. I have two Voice cards, each $10k limit from a few years ago. The letter didn't state how much or which card was eligible, just to call so they can update my income.

I'm curious if any other Huntington card holders have received anything like this?

[pizza1]

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@B335is wrote:
Today in the mail I received an offer from Huntington Bank to increase my limit. I have two Voice cards, each $10k limit from a few years ago. The letter didn't state how much or which card was eligible, just to call so they can update my income.

I'm curious if any other Huntington card holders have received anything like this?

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Sounds like a solid offer B! Are you going to call in and find out a littel more info? Who knows, maybe its for both cards! LOL..Keep us posted

[CreditMagic7]

I just got that same letter and i got one back in the summer too.

It was a wasted HP for me back then and the letter when it followed said "current credit line sufficient".

I proceeded to rack up a successful spree after that so i don't bother with acting on those anymore.

However, and i'm not sure just what the individual limit is for new cards, but i will likely take that route when the time comes.

Also there doesn't seem to be much in the way of any successful CLI's that i know of personally. Maybe 12njoy?

[B335is]

Thanks for the info. I tried calling and the hold time was 25 minutes. How old was your card when you pulled the trigger Creditmagic?

[CreditMagic7]

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@B335is wrote:
Thanks for the info. I tried calling and the hold time was 25 minutes. How old was your card when you pulled the trigger Creditmagic?

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1st card instant approved in Jun 2015   $10K 

(This card was zero balance too but no joy) I tossed away the letter this time (Last Week)

2nd card instant approved  Sept 2016   $11K 

(New)

[Anonymous]

Who do they usually pull and what type of scores do you need? Thx

Can you combine your cards or don't you want to?

[CreditMagic7]

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@Anonymous wrote:
Who do they usually pull and what type of scores do you need? Thx

Can you combine your cards or don't you want to?

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1a)  For Indiana region which is also solidly in their footprint HNB pulls the CRA of Equifax for new card applications.

1b)  FICO score from first card approval was approx. 690

 2) Unknown to me. Not requested one and not interested at the present time.

Hope some of that might help.

[gdale6]

So B335 Im now in HBs footprint and am considering apping for this card, you have answered a question I have had on this card and that was if one could have more than one and it looks like you can. Do you find the card useful and is there any problem with selecting the cagtegory that you want the 3% in. I didnt know that this card had been nerfed from 5% either, LOL....