Huntington Voice APR

UFGuy2006 · ‎04-02-2016

For those of you with this card, what are you APRs? I was just approved at 18.24 - curious to see if thats the norm. Also if anyone has been successful in getting the APR reduced over time.

CreditMagic7 · ‎04-02-2016

I have the HNB pair. Both see plenty of volume. Debating whether to try for CLI on the Rewards Version later in summer.

Low APR Voice Card is currently at 15.24% (6 months)

Rewards 3% Voice Card is currently 20.99% (2 years)

Hope that helps a little.

JSS3 · ‎04-03-2016

My 3% Voice is @ 19.24%. Opened Jan 2016.

jason86423 · ‎04-03-2016

Mine is 16.24

3% rewards card, opened Jan 16

UFGuy2006 · ‎04-03-2016

This is helpful. Thanks!

Anonymous · ‎02-22-2017

Anyone who has the low APR version can we get more data on this? 15 is now very low IMHO.

I was debating on applying for both cards or at least getting both. If not I have been thinking that I don't have a low APr Card. I always go for reward cards and I PIF so I never think about APR cards. That being said if something ever came up and I needed to keep a balance for a couple months all my cards have high APRs (I think-TBH I never look-as I said I PIF)

But.... 15% would not be good enough. I see CU cards that are 9.99% and if it isn't compatible to that I would pass and just get the 3% card.

TIA.

Benzman · ‎02-22-2017

I have the low APR version. Rate is 15.24.

I PIF so it doesn't matter, basically wanted a simple no frills Huntington card.

kdm31091 · ‎02-22-2017

If the lower rate version is only giving APR of around 15 percent I'd pass on it. If you want a low APR product go with a CU card. For the voice card I'd just go with the Rewards version, pay in full, and ignore the APR

Anonymous · ‎02-23-2017

@kdm.... exactly. 15.24% is not low APR IMO.
Now the 3% card I like