Hyatt or IHG?

[DigitalArk]

I currently have both Hyatt & IHG (Freedom & CSP as well). I don't prefer one over the other. I don't really want to pay AFs for both. If you were me, which one would you keep and why?

[09Lexie]

What were  the reasons you apped for the cards? Assuming it wasn't just a sign up bonus, you'll need to provide more details other than not wanting to pay AF

[Closingracer99]

IF you just want the IHG for the points and not for the free night there is a IHG card with no AF to rake up points. probably can't PC it to the non AF version but i would try then if not app for it 

[DigitalArk]

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@09Lexie wrote:

What were  the reasons you apped for the cards? Assuming it wasn't just a sign up bonus, you'll need to provide more details other than not wanting to pay AF

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In fact, I did sign up both just for the bonus.

[DigitalArk]

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@Closingracer99 wrote:

IF you just want the IHG for the points and not for the free night there is a IHG card with no AF to rake up points. probably can't PC it to the non AF version but i would try then if not app for it 

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Really? I did not see it on Chase website.

[mongstradamus]

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@DigitalArk wrote:

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@09Lexie wrote:

What were  the reasons you apped for the cards? Assuming it wasn't just a sign up bonus, you'll need to provide more details other than not wanting to pay AF

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In fact, I did sign up both just for the bonus.

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I personally would do hyatt only because its best value combined with UR points. What i mean is UR points to hyatt seem like an whole lot better value than UR to IHG.  That is probably not an solid reason though. 

[dilettante]

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@DigitalArk wrote:

I currently have both Hyatt & IHG (Freedom & CSP as well). I don't prefer one over the other. I don't really want to pay AFs for both. If you were me, which one would you keep and why?

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I would keep the Hyatt. Lots of different properties from basic to luxury (especially overseas and in metropolitan areas). The sign up bonus certificates, I would definitely use at the Park Hyatt's overseas.

However, I believe the annual free certificate from IHG does not have tier restrictions whereas the Hyatt's annual certificate is only for tier 1-4.

Maybe you should keep the Hyatt and PC the IHG to the no AF so you can keep some IHG status(Gold).

[Closingracer99]

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@DigitalArk wrote:

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@Closingracer99 wrote:

IF you just want the IHG for the points and not for the free night there is a IHG card with no AF to rake up points. probably can't PC it to the non AF version but i would try then if not app for it 

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Really? I did not see it on Chase website.

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When you first click on the card on the right side it should say something about an no AF version of the card. They also offer a lower AF version of the Marriott card and a No AF version of the CSP. They were consolidating the links so that they can hide them*

* My personal opinion of Course