05-09-2008 11:26 PM - edited 05-09-2008 11:27 PM
05-09-2008 11:37 PM
05-10-2008 12:24 AM
05-10-2008 08:37 AM
Thank you thank you.
Now time to MAX THIS BABY OUT!
JUST KIDDING! hehehe...
But seriously, i'm still trying to figure out how in the world I got approved? Any insights?
If they pulled an EX, my score is 633.
05-10-2008 08:46 AM
I've been browsing the forum for some time now and have read about many with not-so-great credit being approved for the Amex Delta Skymiles Card.
For the past year, the only cards I have been able to be approved for were:
Orchard Bank $300
Capital One $300
In an attempt to try to fix the damage I have done to my credit, (Had some financial issues a few years back but now I'm back on my feet) I have been diligently paying my 2 credit cards on time, every time, for the past few months.
Only having a credit limit of $300 just wasn't cutting it for me. So...
Since everyone has had such great luck with the Delta card, I said what the heck, it wouldn't hurt just to try it, (even though my credit is cluttered with CO's and DEROGS and in the low 600's) to my amazement, I was approved for $4500!
Now my question is... HOW IN THE WORLD DID THIS HAPPEN?!?!?!? WOO HOO!!!!
Message Edited by aftermath on 05-09-2008 11:27 PM
05-10-2008 09:03 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.