Credit Cards

[FretlessMayhem]

Congrats aftermath! AMEX was my very first prime lender approval, and as such I feel somewhat loyal to them.

However, they did hit me with a FR and identity verification, which is quite annoying.

I would strongly suggest using this card and PIF'ing, at least for the first 6 months or so.

[Trishco]

*talking to self*

Don't do it Trish, don't do it, they denied you in December and even in March, you don't need another cc...you got your Discover, and your Chase, you don't need an Amex...

Ahhhhhh....I'll app vicariously through ya'll!!

[smallfry]

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Trishco wrote:

*talking to self*

Don't do it Trish, don't do it, they denied you in December and even in March, you don't need another cc...you got your Discover, and your Chase, you don't need an Amex...

Ahhhhhh....I'll app vicariously through ya'll!!

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Listen to your inner voice. I have two rejections in the past 12 months as evidence of that.

[FretlessMayhem]

I'm terrible with app'ing. I apped Amex probably 6 or 7 times before I was approved.

[aftermath]

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shreco wrote:
I have my eye on Amex or maybe NFCU when they open up to all service branches in July.

Just got a chase card in Feb so don't want to apply for anything for 6 months at a minimum may even wait a year.

You say your CR is cluttered with co's derogs etc how old are these? I have a similar deal going on in my CR's but they are aging most recent is 2yr 8mo's ago other 3-4 years old.

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Roughly 3 years old (2 accounts), but they are all sitting there looking UGLY and RED on my credit reports.

[aftermath]

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Timothy wrote:

OP- Was this an instant approval?

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Yes, instant approval.

[aftermath]

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Trishco wrote:

*talking to self*

Don't do it Trish, don't do it, they denied you in December and even in March, you don't need another cc...you got your Discover, and your Chase, you don't need an Amex...

Ahhhhhh....I'll app vicariously through ya'll!!

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"I think I can... I think I can..." - Little Engine that could.

[shreco]

Yeah you are cleaner than I am aftermath I have 2 co's in 2004 with two accompanying settled collections + a closed cap1 with lates in 2005.

I need to relax let them age more and rack up points by doing the right thing. Then maybe amex lol.