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Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: I CANT BELIEVE IT! AMEX APPROVED!

Congrats aftermath! AMEX was my very first prime lender approval, and as such I feel somewhat loyal to them.

However, they did hit me with a FR and identity verification, which is quite annoying.

I would strongly suggest using this card and PIF'ing, at least for the first 6 months or so.
Here we go again...
Frequent Contributor
Trishco
Posts: 279
Registered: ‎07-12-2007
0

Re: I CANT BELIEVE IT! AMEX APPROVED!

*talking to self*
Don't do it Trish, don't do it, they denied you in December and even in March, you don't need another cc...you got your Discover, and your Chase, you don't need an Amex...
 
Ahhhhhh....I'll app vicariously through ya'll!!
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: I CANT BELIEVE IT! AMEX APPROVED!



Trishco wrote:
*talking to self*
Don't do it Trish, don't do it, they denied you in December and even in March, you don't need another cc...you got your Discover, and your Chase, you don't need an Amex...
Ahhhhhh....I'll app vicariously through ya'll!!



Listen to your inner voice. I have two rejections in the past 12 months as evidence of that. :smileyhappy:
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: I CANT BELIEVE IT! AMEX APPROVED!

I'm terrible with app'ing. I apped Amex probably 6 or 7 times before I was approved.
Here we go again...
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: I CANT BELIEVE IT! AMEX APPROVED!



shreco wrote:
I have my eye on Amex or maybe NFCU when they open up to all service branches in July.

Just got a chase card in Feb so don't want to apply for anything for 6 months at a minimum may even wait a year.

You say your CR is cluttered with co's derogs etc how old are these? I have a similar deal going on in my CR's but they are aging most recent is 2yr 8mo's ago other 3-4 years old.


Roughly 3 years old (2 accounts), but they are all sitting there looking UGLY and RED on my credit reports.
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: I CANT BELIEVE IT! AMEX APPROVED!



Timothy wrote:
OP- Was this an instant approval?





Yes, instant approval.
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008
0

Re: I CANT BELIEVE IT! AMEX APPROVED!



Trishco wrote:
*talking to self*
Don't do it Trish, don't do it, they denied you in December and even in March, you don't need another cc...you got your Discover, and your Chase, you don't need an Amex...
Ahhhhhh....I'll app vicariously through ya'll!!





"I think I can... I think I can..." - Little Engine that could.
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Regular Contributor
shreco
Posts: 134
Registered: ‎05-05-2008
0

Re: I CANT BELIEVE IT! AMEX APPROVED!

Yeah you are cleaner than I am aftermath I have 2 co's in 2004 with two accompanying settled collections + a closed cap1 with lates in 2005.

I need to relax let them age more and rack up points by doing the right thing. Then maybe amex lol.
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