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Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

I Finally Applied For Amex Gold

[ Edited ]

I know I have been killing these forums with my back and forth posts about weather or not to apply, but I finally thought  that I had all of my ducks in a row and picked up the phone and just applied for the Gold card....and....

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Re: I Finally Applied For Amex Gold

after telling the rep all of my information the rep replied....Well sir, I have excellent news for you today, welcome to American Express and congratulations on being approved for the Gold card. 

 

All of my hard work the past two years has just begun to come to fruition.  And I have noone else to thank than these forums, other than myself for being patient and calculating.  When I get the card in 7-10 days, its celebration time.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Established Contributor
Guava
Posts: 767
Registered: ‎04-08-2011

Re: I Finally Applied For Amex Gold

Congrats!! the line "welcome to American Express" gets me everytime!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: I Finally Applied For Amex Gold

CONGRATULATIONS!



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Re: I Finally Applied For Amex Gold

for those who are in the same boat as me as far as trying to figure out weather they qualify, here are my stats

 

EX fako's (690+)

1-six year old CO

2- 30 day lates from 6+ years ago

AAoA- 7+ years

2 open credit cards with a total of $850 limit

util 0%

no store cards, no open installment loans

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: I Finally Applied For Amex Gold

FINALLY. CONGRATS!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Re: I Finally Applied For Amex Gold

I know, I flailed for so long, asking the same redundant questions, I am so happy right now, and so glad i decided to go for gold, now if it doesn't work for me, i can downgrade after a year.  But getting this card was only ever meant for a foot in with Amex...and I wedged that foot in today~!

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Valued Member
cleanitup
Posts: 35
Registered: ‎03-04-2009

Re: I Finally Applied For Amex Gold

yippeee.   I am so happy for you.  CONGRATS


Starting Score: 581
Current Score: 751 EQ; 743 TU; Goal Score: 800

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Regular Contributor
suebee123
Posts: 218
Registered: ‎11-13-2011

Re: I Finally Applied For Amex Gold

Yay!  Congrats, I love my Gold AMX.  Did you think about trying for a revolver?  You have pretty good scores.  I am waiting till my Gold turns 1 yr old and then going for it.

 

Current: EQ Fico (698), EX Fico AMX (675) TU Fico Walmart (709) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Moderator
pizzadude
Posts: 6,244
Registered: ‎01-28-2010

Re: I Finally Applied For Amex Gold

 

Congrats !! Glad that you finally pulled the trigger !   Did they waive the first year AF ?  And did you apply with a MR bonus points offer ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

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