Reply
Frequent Contributor
shyboy
Posts: 378
Registered: ‎08-01-2007
0

I Got It!!!

[ Edited ]
hello just wanted to let everyone know that i got my first Amex card. This is a great day.

I was approved for an Amex gold delta card for 1k. Even if this is one of my lowest card
what should i do next.

1.ask for a product change

or

2.ask for a cl following the 3x rule

Message Edited by shyboy on 07-26-2008 10:15 PM
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: I Got It!!!



shyboy wrote:
hello just wanted to let everyone know that i got my first Amex card. This is a great day.

Great news!  Congratulations!
 
Which one did you get?

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Frequent Contributor
shyboy
Posts: 378
Registered: ‎08-01-2007
0

Re: I Got It!!!

[ Edited ]
gold delta. i cant believe im only 19!!! with an amex

Message Edited by shyboy on 07-26-2008 10:17 PM
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: I Got It!!!

Congrats-
 
Use it, PIF, wait 6 months and ask for 3K
 
 
Frequent Contributor
shyboy
Posts: 378
Registered: ‎08-01-2007
0

Re: I Got It!!!

would it be possible to call them and ask for a product change to the gold card
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: I Got It!!!

[ Edited ]
The Gold charge card? -
No they normally don't change from revolving to charge -
 
The Delta IS a Gold card- :smileytongue:


Message Edited by Timothy on 07-26-2008 10:26 PM
Frequent Contributor
shyboy
Posts: 378
Registered: ‎08-01-2007
0

Re: I Got It!!!

oh ok. I really dont want the delta card, i just used it to get my foot into amex's door and now that i'm in, what card should i do a product change to beside the blue
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: I Got It!!!

The Delta is a great card-
I say keep off the radar and keep it for 6 months.
Frequent Contributor
shyboy
Posts: 378
Registered: ‎08-01-2007
0

Re: I Got It!!!

ok sounds like a great plan to me.
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Frequent Contributor
going2tdc
Posts: 367
Registered: ‎03-28-2008
0

Re: I Got It!!!

Did you have any negative info on your credit files?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}