What are your scores? You might not qualify for any of the other revolvers. Best to just wait until your above 700 on all reports to ask for a product change, but if you're not there yet, it sounds like you will be soon.
Please, please, please read the innumerable posts about AmEx made over the last several months. Things have changed! It's not smart to immediately request a product change and try to wangle CLI's.
Just use the card you have, enjoy the rewards that come with it, PIF every month, no matter what, keep all your other CC balances low and paid timely, and let your Delta cook for a year before initiating anything. If they grant you a CLI sooner, great. But no one these days should poke a stick at the sleeping AmEx dragon. Too many other singed people out there from trying this!
That's what these forums are for --read about others' experiences and profit from them. Congrats on your new card, and good luck.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
shyboy wrote: hi. can you convert the delta to the gold charge card. Im going 2 wait a year before i convert. But my question is can i convert from a regular card to a charge card. Thanks
No, you cannot convert from a charge card to a credit card or vice versa, unless you have been an Amex cardholder for many years.
It really makes no sense to apply for a card you don't want or need. As others have posted earlier in the thread, now that you have the card, the best thing you can do is keep it for a while, even if the Delta SkyMiles are of no use to you. It is AF-free for the first year anyway.
If you got the Gold Delta, you almost certainly could have gotten the Green charge card instead, if it's Membership Rewards points you wanted.
Reasearch, research, research before you apply.
---------------------------- App free since 7/11/08. TU 744 / EX 710 / EQ 694 (Starting to slip. )
Congrats on the Amex Delta card! I got mine 6 months ago with a 2k limit. I have kept the balance somewhat low and paid on time every month since. I hope to ask for a CLI in another 6 months. Enjoy your card, let it grow on you.
Oh by the way is it better to PIF with Amex? this is my first amex card
May 2017 - EQ 700| TU 663| EX 683 Aug 2017 - EQ 745| TU 715| EX 740