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I paid off two accounts that closed on the 12th. Took about $700. off of my total balance. Now I keep checking my Credit Karma and waiting to get an alert from here that says that my score went up. I have a few more cards that will be going down/paid over over the next week so the score should keep going up, up, up... Utilization will be down to about 5% from 18!
i feel how you feel.
it usually takes about 10-14 days after it actually happens.
credit reported on the 1st and didnt post on credit karma till the 12th.
tu is the slowest out of all to update their stats.
just paid off 650 in credit to lower my util to 2% and i wont actually see it till the end of the month.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Yes in indeed. Suspense is never a good thing.
let a payment be late. it will report almost immediately
+1
all my payments say 0 due though =)
so i cant make any "late payments" until next year.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
My accounts usually post within a few days of the closing date but those few days feel like forever!