11-14-2012 10:56 AM
I paid off two accounts that closed on the 12th. Took about $700. off of my total balance. Now I keep checking my Credit Karma and waiting to get an alert from here that says that my score went up. I have a few more cards that will be going down/paid over over the next week so the score should keep going up, up, up... Utilization will be down to about 5% from 18!
My Wallet - Barclay's - $3700. Target - $3000. Cap 1 - $2500. Merrick - $1000. Orchard - $950. Walmart - $700. JCP - $200.
App free since 9/2012
11-14-2012 12:23 PM
i feel how you feel.
it usually takes about 10-14 days after it actually happens.
credit reported on the 1st and didnt post on credit karma till the 12th.
tu is the slowest out of all to update their stats.
just paid off 650 in credit to lower my util to 2% and i wont actually see it till the end of the month.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
11-14-2012 12:47 PM
11-14-2012 03:46 PM
Yes in indeed. Suspense is never a good thing.
11-14-2012 03:49 PM
let a payment be late. it will report almost immediately![]()
11-14-2012 04:13 PM
+1
11-14-2012 04:18 PM
all my payments say 0 due though =)
so i cant make any "late payments" until next year.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
11-14-2012 06:53 PM
My accounts usually post within a few days of the closing date but those few days feel like forever!
My Wallet - Barclay's - $3700. Target - $3000. Cap 1 - $2500. Merrick - $1000. Orchard - $950. Walmart - $700. JCP - $200.
App free since 9/2012

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