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Regular Contributor
masscredit
Posts: 212
Registered: ‎07-17-2012

I Hate Waiting For My Reports To Update...

I paid off two accounts that closed on the 12th. Took about $700. off of my total balance. Now I keep checking my Credit Karma and waiting to get an alert from here that says that my score went up. I have a few more cards that will be going down/paid over over the next week so the score should keep going up, up, up... Utilization will be down to about 5% from 18!

EX - No idea TU - 661 (Walmart 5/13/13 ) EQ - 684 (FICO -5/15/13)
Goal - 700 Club in '13!!!

My Wallet - Barclay's - $3700. Target - $3000. Cap 1 - $2500. Merrick - $1000. Orchard - $950. Walmart - $700. JCP - $200.

App free since 9/2012

Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: I Hate Waiting For My Reports To Update...

i feel how you feel. 

it usually takes about 10-14 days after it actually happens. 

 

credit reported on the 1st and didnt post on credit karma till the 12th. 

tu is the slowest out of all to update their stats. 

 

just paid off 650 in credit to lower my util to 2% and i wont actually see it till the end of the month. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: I Hate Waiting For My Reports To Update...

Waiting is the worst part.. I recently brought my util from 80% to about 25%, and hated the wait for them to report, but when they did my score jumped almost 50 points!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: I Hate Waiting For My Reports To Update...

Yes in indeed. Suspense is never a good thing.

Regular Contributor
luckelle
Posts: 168
Registered: ‎12-05-2007

Re: I Hate Waiting For My Reports To Update...

let a payment be late. it will report almost immediately:smileyvery-happy:

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Regular Contributor
rm3
Posts: 153
Registered: ‎03-02-2012

Re: I Hate Waiting For My Reports To Update...

+1

Starting Fico: 536 (3/12)--Current Fico: 647 (4/13)--TU Fico: 687 (4/13)--EX Fico: 617 (4/13)
         
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: I Hate Waiting For My Reports To Update...

all my payments say 0 due though =) 

so i cant make any "late payments" until next year. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Regular Contributor
masscredit
Posts: 212
Registered: ‎07-17-2012

Re: I Hate Waiting For My Reports To Update...

My accounts usually post within a few days of the closing date but those few days feel like forever!

EX - No idea TU - 661 (Walmart 5/13/13 ) EQ - 684 (FICO -5/15/13)
Goal - 700 Club in '13!!!

My Wallet - Barclay's - $3700. Target - $3000. Cap 1 - $2500. Merrick - $1000. Orchard - $950. Walmart - $700. JCP - $200.

App free since 9/2012


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