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Congratulations! Based on your creditworthiness, you have been approved for a Platinum Visa. Your credit line will be $12,500.00. Your APR will be prime plus 7.74. You should receive your new card(s) in 7-10 business days.
Approved Instantly, Was it A HP?
I am addicted, i need to stop. I got Approved AMEX and CITI BB last week.
Any requests for a new line of credit will be a hardpull. So, yes, there will be a hardpull. Congratulations on the new card!
Congrats! I love NFCU
@Anthonykc wrote:Congratulations! Based on your creditworthiness, you have been approved for a Platinum Visa. Your credit line will be $12,500.00. Your APR will be prime plus 7.74. You should receive your new card(s) in 7-10 business days.
Approved Instantly, Was it A HP?
I am addicted, i need to stop. I got Approved AMEX and CITI BB last week.
Congrats! Nice limit too...Welcome to the NFCU family
@Anthonykc wrote:
Thanks, was undecided which card to apply for. The cash rewards 1% didn't seem like a lot so I went with platinum.
How is the CLI? Do I wait 6 months. I feel like I'll get more CL if I call, but I'm fine with 12,500 as I heard the CLI is amazing
Congrats
I was told on phone to wait 6 months before asking for CLI to set you up with Maximum for the year..
on CLI
Welcome to the Family
NFCU is awsome, nice limit and APR! My wife applied for the nRewards, got approved for $5k in late July early August. She originally had me as an AU, we switched it up and changed me to a Co-Applicant/Joint Account holder and PCed to the cashRewards. We did the online CLI request a couple of weeks ago, asking for the whole $25k to see what they'd counter. We got the 5-7 day message but a couple hours later it showed they gave us a little love to 6k
@Anthonykc wrote:
Thanks. I am happy with my APR. odd their website said as low as 7.99% upon approval of creditworthiness and I got lower than that. The only reason I went with platinum is for a low APR. I wanted it lower than 9% and I got it, yay.
Thats not entirely true... If you look closely at your approval message...it says something to the lines of :Your APR will be prime plus 7.4%... I think they calculate the monthly periodic rate... I think of 0.888%.. so maybe 10% APR?