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I LOVE LOVE LOVE NAVY FEDERAL

Regular Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

Wow congrats! That's awesome news, specially since I joined yesterday!   

 

Message 11 of 39
Established Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

COGNRATS PRECIOUZ I'M SURE YOU WILL LOVE THEM ALSO
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 12 of 39
Senior Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

NFCU won't necessarily raise the other card.  They give you what they consider a *limit* on what they'll offer you.

 

I've heard it's up to 40% of income....anyone want to chime in?

 

One more month for us to ask for cli!!!!

 

OP:  CONGRATULATIONS!  Was this a hard or soft and what is your spending habits and payment habits?

 

 

Message 13 of 39
Regular Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

Bigtime Congrats Bamagirl! They are really the greatest. I just got approved for $8500 nRewards. I need to pay down our Flagship so we can ask for a cli!  Again, WTG!!!

Starting Score:EQ 560t> TU 560EXP 570
Current Score:EQ 674t> TU 697EXP 700
Goal Score:EQ 700> TU 700EXP 700>

Take the FICO Fitness Challenge
Message 14 of 39
Established Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

fish

what do you mean they wont necessarily raise the limit on the other card? i mean i could have asked but thought i didnt want to press my luck..per the rep it was a soft not hard but i will keep look at my report or if i get any alerts..on my $1500 mc limit b4 it was raised i would spend a few hundred dollars a month and pay it off in full or leave a small balance..i actually used the visa more bc the limit was higher so i havent put as much on this card as the visa but now i will since the limit is so much higher

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 15 of 39
Valued Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

Why do you have to paydown the Flagship first? When NFCU does a review of existing accounts, they look to see if the account has been kept in good standing - paid on time, not over the limit - and they will ask you to verify your annual income.

 

If your Flagship is current, never late - go for it.

 

The csr will be able to tell you right away what you are qualified for.

 

 

New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 16 of 39
Regular Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

As always, thanks cobra19. We might call today!

Starting Score:EQ 560t> TU 560EXP 570
Current Score:EQ 674t> TU 697EXP 700
Goal Score:EQ 700> TU 700EXP 700>

Take the FICO Fitness Challenge
Message 17 of 39
Valued Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

Cobra, we both live in NY and both are giants fans,

 

hook a brother up, sponsor me pleaseeeeeeeeeeeeeeeeeeeeeeeeeeeeee lmao

Message 18 of 39
Member

Re: I LOVE LOVE LOVE NAVY FEDERAL

Bamagirl,

 

Congrats! Is it true they only pull EQ...my EQ is at 661. Also where were you on all three scores in June 08 when you applied and how did you get two cards?

 

Fish,

 

is it true they qualify based on i40% of income? Is that gross? Also I applied yesteday and it is at a review committee, they asked for my paystubs. I faxd them in...I have my fingers crossed.

Message 19 of 39
Established Contributor

Re: I LOVE LOVE LOVE NAVY FEDERAL

WTG Bamagirl!  I really need to get an account with this CU, my brother belongs and loves them.
Message 20 of 39