I received this offer last month, same day I got an offer for the HSBC W. Atlee Burpee Gold Mastercard. Both offer the same terms: $0 AF, up to $2000 CL... but the card is 14.99% variable, and the Burpee is 12.99% variable. Not sure yet whether I want to take them up on either offer. Just thought I'd pass that along, even though the thread's a month old