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I WAS JUST ADDED AS A AUTHORIZED USER.....

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Derrick1977
Frequent Contributor

I WAS JUST ADDED AS A AUTHORIZED USER.....

They ask my brother for my name, my date of birth and did he want an additional card issued.  He gave them all of the information and told them that a new card issued was not necessary.  Should I be concerned that they did not ask for my SSN?
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

Not necessarily.  If they took name and DOB, it may still link up.  After the statement cuts and his CR updates, look to see if it has been added to yours.  If not, then you need to rethink....possibly they will take your SS# in addition to name and DOB. 
Message 2 of 9
nothingman02
Valued Contributor

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

You would need your address to match with that of your brothers in the CRA databases. SSN is not required.
Message 3 of 9
Derrick1977
Frequent Contributor

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

Yes we have the same address!
Message 4 of 9
nothingman02
Valued Contributor

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

I mean do the CRAs have the same address for you and your brother on file? Its not what you provided but what theyhave with them.
Message 5 of 9
Derrick1977
Frequent Contributor

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

Yes they should considering that we've had the same address for 12 years now. 
Message 6 of 9
nothingman02
Valued Contributor

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

Well!!  (scratching my head...)
Message 7 of 9
Anonymous
Not applicable

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

I had the same situation. I was rebuilding credit and asked my dad to add me as AU. They just asked for name and dob. I guess they figured they would only report to CB if we have the same address and it would automatically match. I think this is to show the CRA's efforts to eliminate those who piggy-back on others credits and only report real AU.

 

Btw, my CR showed the AU on the next reporting cycle.

Message 8 of 9
nothingman02
Valued Contributor

Re: I WAS JUST ADDED AS A AUTHORIZED USER.....

OP, why dont you give it a billing cycle or two. It will show up.
Message 9 of 9
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