Credit Cards

[itsjustmeibe]

Personal membership - yes

$20k credit card - yes (2x - me & my BFF)

Business account - yes

Real estate equity loan - yes (2x)

Free FICO score - yes

Ease of applications, documents, customer service - PRICELESS

[score_building]

super congrats!  looks like you hit the ground running 

how it is that PSECU is the only org able and willing to offer a card with a real ex score benefit is confounding and, well, a bummer- lol since PSECU is difficult to qualify for with a relatively narrow field of membership, strictly enforced

[creditwherecreditisdue]

---

score_building wrote:

super congrats!  looks like you hit the ground running 

how it is that PSECU is the only org able and willing to offer a card with a real ex score benefit is confounding and, well, a bummer- lol since PSECU is difficult to qualify for with a relatively narrow field of membership, strictly enforced

---

Why do you say this?

[score_building]

entry not granted by joining an org upon app. for eg., membership limited to those with a predefined employment relationship, school attendance, etc.

[creditwherecreditisdue]

I know what the membership field is. I was wondering about the "strict enforcement" part.

[score_building]

creditwherecreditisdue wrote:
I know what the membership field is. I was wondering about the "strict enforcement" part.

again, no offer of a global entry method through joining an affiliated org., you or family had to have attended or worked somewhere specific, many cu have strictly enforced membership requirements like this.   

[creditwherecreditisdue]

My niece attended one of the named schools. How strictly is that going to be enforced?

[score_building]

lol, perhaps it was the awkward phraseology? open = everybody can join closed or 'strictly enforced' membership requirements = not everybody can join.  good to know. i thought it was only nuclear family.

[creditwherecreditisdue]

It sort of is. And that would be enforced how exactly? (I am also a godparent of the aforementioned person.)

[score_building]

i think they may use a clearinghouse to verify attendance of the qualifying person, not sure if they check anything else. they seem like a really great cu, that's awesome that you have a way in. i was trying to figure out if i did since a csr told me that have they thousands of orgs that can qualify you as an employee of.  i glanced at the long list but it didn't seem like thousands.  i think i'll have another look.

---

creditwherecreditisdue wrote:
It sort of is. And that would be enforced how exactly? (I am also a godparent of the aforementioned person.)

---