cancel
Showing results for 
Search instead for 
Did you mean: 

I absolutely LOVE PSECU!

Regular Contributor

I absolutely LOVE PSECU!

Personal membership - yes

$20k credit card - yes (2x - me & my BFF)

Business account - yes

Real estate equity loan - yes (2x)

Free FICO score - yes

Ease of applications, documents, customer service - PRICELESS

 

 

Message 1 of 13
12 REPLIES
Senior Contributor

Re: I absolutely LOVE PSECU!

super congrats!  looks like you hit the ground running :smileyhappy:

 

how it is that PSECU is the only org able and willing to offer a card with a real ex score benefit is confounding and, well, a bummer- lol since PSECU is difficult to qualify for with a relatively narrow field of membership, strictly enforced:smileysad:

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 2 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!


score_building wrote:

super congrats!  looks like you hit the ground running :smileyhappy:

 

how it is that PSECU is the only org able and willing to offer a card with a real ex score benefit is confounding and, well, a bummer- lol since PSECU is difficult to qualify for with a relatively narrow field of membership, strictly enforced:smileysad:


Why do you say this?

Message 3 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!

entry not granted by joining an org upon app. for eg., membership limited to those with a predefined employment relationship, school attendance, etc.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 4 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!

I know what the membership field is. I was wondering about the "strict enforcement" part.
Message 5 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!


creditwherecreditisdue wrote:
I know what the membership field is. I was wondering about the "strict enforcement" part.


again, no offer of a global entry method through joining an affiliated org., you or family had to have attended or worked somewhere specific, many cu have strictly enforced membership requirements like this.   
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 6 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!

My niece attended one of the named schools. How strictly is that going to be enforced?
Message 7 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!

lol, perhaps it was the awkward phraseology? open = everybody can join closed or 'strictly enforced' membership requirements = not everybody can join.  good to know. i thought it was only nuclear family.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 8 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!

It sort of is. And that would be enforced how exactly? (I am also a godparent of the aforementioned person.)
Message 9 of 13
Senior Contributor

Re: I absolutely LOVE PSECU!

i think they may use a clearinghouse to verify attendance of the qualifying person, not sure if they check anything else. they seem like a really great cu, that's awesome that you have a way in. i was trying to figure out if i did since a csr told me that have they thousands of orgs that can qualify you as an employee of.  i glanced at the long list but it didn't seem like thousands.  i think i'll have another look.


creditwherecreditisdue wrote:
It sort of is. And that would be enforced how exactly? (I am also a godparent of the aforementioned person.)

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 10 of 13