Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: I absolutely LOVE this forum

Options

‎08-16-2012 12:12 PM

I agree 100% with everyone. The information in this forum is PRICELESS.

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Message 11 of 13 (139 Views)
 
Reply
Valued Contributor
youngandcreditwrthy
Posts: 3,779
Registered: ‎08-16-2012

Re: I absolutely LOVE this forum

Options

‎08-16-2012 12:18 PM

If you recon Citi, just explain to them that you ARE creditworthy and are trying to make your credit better:-). Citi's recon reps, IME, have been rude, even when my FICO was like 700.
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 12 of 13 (134 Views)
 
Reply
Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: I absolutely LOVE this forum

Options

‎08-16-2012 03:00 PM

Rackham12 wrote:

What are some tips on reconing I am trying to apply for CITI Div they are probably going to say too many inqs but my exp plus score is 726

That score is useless. No lender uses the PLUS score.

 

Your FICO's could be much higher or lower. Ignore all FAKO's all the time.

Message 13 of 13 (93 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+