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I agree 100% with everyone. The information in this forum is PRICELESS.
@Anonymous wrote:What are some tips on reconing I am trying to apply for CITI Div they are probably going to say too many inqs but my exp plus score is 726
That score is useless. No lender uses the PLUS score.
Your FICO's could be much higher or lower. Ignore all FAKO's all the time.