I am Addicted to applying for Credit Cards

[too-much-time]

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@Lin55 wrote:

Also, i just want more cards and/or real high limits so i don't have to micro-manage and pay before statement cuts to manage UTIL. If my overall CL is super high, I can just be normal and PIF after statement cuts and still have a 2% overall UTIL. Can't wait for that day!  

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Your scores will dip though with balances reporting on most cards.

[Credit_Tard]

I guess I'm done apping for awhile. Just got denied for the Chase Freedom for the second time.

Too many inquiries, too many new accounts, and an old collection account that's due to fall off in June.

So I'll wait for 6 months to let my accounts and inquiries age, and let the derogatory fall off, and then I should be well above 700; at which point, I'll apply for the best cards around.

[DavidZeng]

I am addicted to check my CR and pre approved everyday, oh my God. help me I need to go to rehab.

[HeilFico]

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@DavidZeng wrote:

I am addicted to check my CR and pre approved everyday, oh my God. help me I need to go to rehab.

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They tried to make me go to rehab, I said, "No, no, no"
Yes, I've been black but when I come back you'll know, know, know
I ain't got the time and if my daddy thinks I'm fine
He's tried to make me go to rehab, I won't go, go, go

[BarryNTexas]

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@HeilFico wrote:

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@DavidZeng wrote:

I am addicted to check my CR and pre approved everyday, oh my God. help me I need to go to rehab.

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They tried to make me go to rehab, I said, "No, no, no"
Yes, I've been black but when I come back you'll know, know, know
I ain't got the time and if my daddy thinks I'm fine
He's tried to make me go to rehab, I won't go, go, go

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We all know that ended up bad... The best part is being able to admit you have a problem. 

[aubie1kenobie2]

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@Open123 wrote:

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@megaman1 wrote:
I never even cared about credit cards before stumbling upon ficoforums.....

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Hahaha...truer words have never been uttered.  Now, I can't help but to check out what card other people are using.

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At least now we can say we actually have a "strategy" 

[Open123]

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@aubie1kenobie2 wrote:

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@Open123 wrote:

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@megaman1 wrote:
I never even cared about credit cards before stumbling upon ficoforums.....

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Hahaha...truer words have never been uttered.  Now, I can't help but to check out what card other people are using.

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At least now we can say we actually have a "strategy" 

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Mine is the "scorched Earth" policy, to leave no card unapped!

[aubie1kenobie2]

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@Open123 wrote:

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@aubie1kenobie2 wrote:

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@Open123 wrote:

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@megaman1 wrote:
I never even cared about credit cards before stumbling upon ficoforums.....

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Hahaha...truer words have never been uttered.  Now, I can't help but to check out what card other people are using.

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At least now we can say we actually have a "strategy" 

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Mine is the "scorched Earth" policy, to leave no card unapped!

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Haha I don't think I'm that adventurous!!!

[essexjet]

That's why I don't  come on here very often.  I start reading about people applying, get approved...I just gotta apply too.

hear no evil, read no evil 

[Themanwhocan]

It is probably better to say we're working towards a thick credit file.