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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: I am dying to apply for the chase freedom

Congrats. What type of questions did they ask, did u have any baddies, and what was ur score?

Member
Posts: 8
Registered: ‎10-23-2008
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Re: I am dying to apply for the chase freedom

Truthfully they only asked me some questions to confirm my idenity, they asked about a car loan i had with chase. I mentioned how i just paid off that loan this month and how i plan on making some big purchases and making it the card i regularly use for all of my purchases. They told me that once i recieve the card i should request for a CLI. i have 3 old baddies on an old capital one acct about 2 years old. The credit analyst was extreamly nice. I didnt ask for my score but myfico is 664 right now.


Starting Score: 647
Current Score: 667 EQ
Goal Score: 710


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Current
Cap1 platinum 1k, Cap1 rewards 1k, Amazon 600, chase freedom 2k
Goal Cards US Bank+ rewards, Amex Cash blue.
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: I am dying to apply for the chase freedom


cladjuster wrote:

I just called  the recon number and GOT APPROVED. Im pretty happy about this, this is the only card that i have wanted until i have an amazing credit file and get stand a chance against the US BANK + card. They approved me for 2k CL. I am now wondering how long till i could get a CLI.


That's awesome!!  I'm glad I encouraged you to app :smileyhappy:

  I felt like your chances were strong, given your prior relationshiop with them.

 

I would just garden the card for 12 months before applying for a CLI.   

 

Nice job!  Congrats!!!

 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Member
Posts: 8
Registered: ‎10-23-2008
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Re: I am dying to apply for the chase freedom

webhopper and everyone else i do want to thank you for the extra "push" to recon. im deff going to garden for awhile, this was the one card that i planned on using.


Starting Score: 647
Current Score: 667 EQ
Goal Score: 710


Take the FICO Fitness Challenge


Current
Cap1 platinum 1k, Cap1 rewards 1k, Amazon 600, chase freedom 2k
Goal Cards US Bank+ rewards, Amex Cash blue.
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: I am dying to apply for the chase freedom

Thanks for answering my questions and congrats once again

Established Contributor
Posts: 697
Registered: ‎03-16-2012
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Re: I am dying to apply for the chase freedom

[ Edited ]

I applied for Amazon visa with one collection 6+ yrs old and 2 baddies (paid and unpaid) 5+ yrs old and wouldn't budge.... I wonder if freedom is easier to get.... or maybe chase just doesn't like me :smileysad: ....


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



New Contributor
Posts: 163
Registered: ‎10-18-2012
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Re: I am dying to apply for the chase freedom

I just recently applied for Freedom and got denied to due one six year old baddie unpaid for $435.00.  :\

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
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