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I am in head-over-heels love with BofA!

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smoothjk
Contributor

Re: I am in head-over-heels love with BofA!

BTW, I realize that this CLI might not be a huge deal, but it's the first real piece of good news for me when it comes to financial stuff ... in a very, very long time.

I can't wait to get my utilization % down. This is gonna speed that up nicely Smiley Wink
FICO (06/17/08): TU 691 - EQ 642 - EX 638 - Util 64%
FICO (07/23/08): TU 698 - EQ 653 - EX 644 - Util 50%
FICO (02/04/09): TU 694 - EQ 668 - EX 654 - Util 43%
FICO (05/18/09): TU 687 - EQ 675 - EX n/a - Util 39%
FICO (03/09/10): TU 666 - EQ: 691 - EX 644 - Util 54%
IDGuard (2/8/12): TU 690 - EQ: 710 - EX 710 - Util 72%
FICO (03/13/12): EQ: 696 (87% revolving to limits)
Message 11 of 13
Anonymous
Not applicable

Re: I am in head-over-heels love with BofA!



smoothjk wrote:
BTW, I realize that this CLI might not be a huge deal, but it's the first real piece of good news for me when it comes to financial stuff ... in a very, very long time.

I can't wait to get my utilization % down. This is gonna speed that up nicely Smiley Wink

Oh, but it is a huge deal.  One's first approval and/or first CLI after years of credit despair is always cause for celebration.  Congrats!
 
Message 12 of 13
smoothjk
Contributor

Re: I am in head-over-heels love with BofA!

Thanks cheddar. It certainly feels like a big deal to me =) Getting my utilization under 50% would have taken almost $3,000 of paying down balances (not including interest).

Now, I just need to pay about $400 to get under 50%! That's going to happen in approximately 3 days when I get my next pay check.

Message Edited by smoothjk on 07-22-2008 11:49 AM
FICO (06/17/08): TU 691 - EQ 642 - EX 638 - Util 64%
FICO (07/23/08): TU 698 - EQ 653 - EX 644 - Util 50%
FICO (02/04/09): TU 694 - EQ 668 - EX 654 - Util 43%
FICO (05/18/09): TU 687 - EQ 675 - EX n/a - Util 39%
FICO (03/09/10): TU 666 - EQ: 691 - EX 644 - Util 54%
IDGuard (2/8/12): TU 690 - EQ: 710 - EX 710 - Util 72%
FICO (03/13/12): EQ: 696 (87% revolving to limits)
Message 13 of 13
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