I am in with BOA through the sidedoor--Secured Card not necessary!!

[Anonymous]

I received an offer through the mail for a Platinum MC (BOA) via the National Education Association.  Since I am a member (through the state Teacher's Union), I was preapproved.  I applied over the phone and talked directly with a credit specialist at BOA (who was very pleasant and helpful by the way).  She pulled my current report with Experian while I was on the phone.  She said it looked ok and approved me for an initial limit of 2500 dollars (my highest limit card to date) with a variable APR of 5% .  I am very pleased.  Very pleased.  I think I might have enough credit for the time being.  Whenever I applied directly to BOA's website during this past year, all I was approved for was the secured card and the debit card.

Message Edited by landocalrissian on 08-13-2008 12:37 PM

[haulingthescoreup]

Good for you! My card is also a professional group affiliate card. Awesome initial APR --wow!

At least you can afford to vacuum out Chewie's sheddings now.

[Anonymous]

Awesome! Good for you!

[atlastontheroad]

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landocalrissian wrote:

I received an offer through the mail for a Platinum MC (BOA) via the National Education Association.  Since I am member (through the state Teacher's Union), I was preapproved.  I applied over the phone and talked directly with a credit specialist at BOA (who was very pleasant and helpful by the way).  She pulled my current report with Experian while I was on the phone.  She said it looked ok and approved me for an initial limit of 2500 dollars (my highest limit card to date) with a variable APR of 5% .  I am very pleased.  Very pleased.  I think I might have enough credit for the time being.  Whenever I applied directly to BOA's website during this past year, all I was approved for was the secured card and the debit card.

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Having been summarily ejected from my comfy suite in the ConcordUser center, I'll be on the lookout for a BOA NEA preapp.  Thanks for the heads up!

atlast.....working on a way to make time stand still, keeping it mid-August.

[dizzier]

5%?!?!

If that a fixed rate? intro rate? variable rate?

[kball64]

Wow congrats!  I'm very pleased for you!

[Anonymous]

Dizzier, the APR is 5% variable.

[FretlessMayhem]

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@Anonymous wrote:

Dizzier, the APR is 5% variable.

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Killer rate.

I too got in the side door with BOA. I took the inq from them financing my car. They called me two days later offering me a card with no inq. I jumped on it.

[Anonymous]

Another great thing about the card is that there is no annual fee. 

This card is definitely "prime".

[FretlessMayhem]

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@Anonymous wrote:

Another great thing about the card is that there is no annual fee. 

This card is definitely "prime".

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I'd venture to say that any BOA card is definitely prime. Even their rebuilders are prime in the sense that they graduate into prime cards, which only a couple seem to do.