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Regular Contributor
Bay_Area_Joe
Posts: 244
Registered: ‎10-05-2012
0

I am joining the GE LUV Wagon

Well,

I have had my Sam's Discover since 3-13-13, as result in my first ever real app spree.

Initial CL was 3k, they auto gave me 1k, after 2 months to 4k.

Today is one day after my 4th statement and I called 866-519-6441 Credit Solutions, spoke with a nice gentleman and asked for a CLI to 10k.

He asked the normal security questions, and gross income question, and said it would take a few minutes.

 

He came back on the line, thanked my for my patience, and said congratulations, you limit has been increased to 10k.

 

I specifically asked if my review was based on a Soft Pull Inquiry of my Credit File or a Soft Pull Inquiry on my Credit File, his reply was a Soft Pull.

 

So, I am glad to get a bit more credit, not that I really need it.

 

But, my stats are AAoA 4.1 years, scores in my sig, and only had one card reporting a bal, and overall UTL is at 2%.

 

Maybe I could have asked for more, but I am happy with an additional 6k of lines.

 

I am slowly starting to push for SP CLI where I can.

 

Thank you MyFico`ites....

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Moderator
09Lexie
Posts: 26,636
Registered: ‎09-13-2012
0

Re: I am joining the GE LUV Wagon

Contributor
trying_to_B_good
Posts: 202
Registered: ‎06-30-2013
0

Re: I am joining the GE LUV Wagon

Congrats...I like GE too

IN THE GARDEN TILL 7/1/14!!!
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: I am joining the GE LUV Wagon

Congrats 

GE party wagon

$$$$$$$$$$$$$$$$$$ cha cha ching $$$$$$$$$$$$$$$$ lo

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
lithium78
Posts: 930
Registered: ‎07-30-2011
0

Re: I am joining the GE LUV Wagon

Congrats!  I can't seem to get GE to raise mine above $6,000.  They said I still owe too much on my student loans, even though I have no other debt.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Regular Contributor
Bay_Area_Joe
Posts: 244
Registered: ‎10-05-2012
0

Re: I am joining the GE LUV Wagon

I understand the frustration.

 

I was thinking I might be pushing it asking for 10k, evidently not.

 

It just takes time and more time, and more time to get things done.

 

Most of us, including me, want things now.  We all know credit is not NOW. 

 

Keep trying and you will get there.

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Frequent Contributor
Mellon
Posts: 341
Registered: ‎08-31-2007
0

Re: I am joining the GE LUV Wagon

Congrats on the 10k....:smileyhappy:

 

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Frequent Contributor
Express
Posts: 387
Registered: ‎01-27-2012
0

Re: I am joining the GE LUV Wagon


Bay_Area_Joe wrote:

Well,

I have had my Sam's Discover since 3-13-13, as result in my first ever real app spree.

Initial CL was 3k, they auto gave me 1k, after 2 months to 4k.

Today is one day after my 4th statement and I called 866-519-6441 Credit Solutions, spoke with a nice gentleman and asked for a CLI to 10k.

He asked the normal security questions, and gross income question, and said it would take a few minutes.

 

He came back on the line, thanked my for my patience, and said congratulations, you limit has been increased to 10k.

 

I specifically asked if my review was based on a Soft Pull Inquiry of my Credit File or a Soft Pull Inquiry on my Credit File, his reply was a Soft Pull.

 

So, I am glad to get a bit more credit, not that I really need it.

 

But, my stats are AAoA 4.1 years, scores in my sig, and only had one card reporting a bal, and overall UTL is at 2%.

 

Maybe I could have asked for more, but I am happy with an additional 6k of lines.

 

I am slowly starting to push for SP CLI where I can.

 

Thank you MyFico`ites....


You just gotta Luv GE! :smileyvery-happy:

Money Never Sleeps! ~CL $247,600 .FIC, Amex $10,000
03/05/14: EX 777 EQ 768 TU 765: Beaver Card $20.000: Barclaycard Arrival World MasterCard $20,000 Lowe's Business Amex $3,000
Amex Blue Sky $24,500: Amex Premier Rewards Gold :NPSL: Amex Costco $7000:Chase Freedom $5,000: Home Depot $8,700 Discover IT $7.000 :Citi Thank you Card $16,500: Citi Simplicity $11,500: Chase Sapphire $31,200 :smileyfrustrated:am's Club M/C $19,000 :Cap1 World MC $8500 :Vibe,Credit Union $16,000 :Walmart M/C $14,000
Macy's AMEX $10,000 Macy's Store Card $1700. Alliant C/U 15000

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