Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 270
Registered: ‎10-05-2012
0

I am joining the GE LUV Wagon

Well,

I have had my Sam's Discover since 3-13-13, as result in my first ever real app spree.

Initial CL was 3k, they auto gave me 1k, after 2 months to 4k.

Today is one day after my 4th statement and I called 866-519-6441 Credit Solutions, spoke with a nice gentleman and asked for a CLI to 10k.

He asked the normal security questions, and gross income question, and said it would take a few minutes.

 

He came back on the line, thanked my for my patience, and said congratulations, you limit has been increased to 10k.

 

I specifically asked if my review was based on a Soft Pull Inquiry of my Credit File or a Soft Pull Inquiry on my Credit File, his reply was a Soft Pull.

 

So, I am glad to get a bit more credit, not that I really need it.

 

But, my stats are AAoA 4.1 years, scores in my sig, and only had one card reporting a bal, and overall UTL is at 2%.

 

Maybe I could have asked for more, but I am happy with an additional 6k of lines.

 

I am slowly starting to push for SP CLI where I can.

 

Thank you MyFico`ites....

About 319k in Credit Lines
CSP 29.9k, Citi DP 20.52k, Citi Hilton 20.3k, Chase Marriott 12k, Chase IHG 5k, Sams MC 20k, Amex Hilton Surpass 2k, Hawaii Air 23k, Discover More 25.75k, Chase SWA 3.5k, WF PLOC 10k, B of A Visa 30k, Wells Plat Visa 8.3k, RC Willey 5k Discover IT 14k, AMEX TE 6k, Pen Fed Visa 33.7k, Pen Fed PLOC 25k, Lowes 25k
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: I am joining the GE LUV Wagon

Contributor
Posts: 202
Registered: ‎06-30-2013
0

Re: I am joining the GE LUV Wagon

Congrats...I like GE too

IN THE GARDEN TILL 7/1/14!!!
Community Leader
Senior Contributor
Posts: 28,776
Registered: ‎02-07-2013
0

Re: I am joining the GE LUV Wagon

Congrats 

GE party wagon

$$$$$$$$$$$$$$$$$$ cha cha ching $$$$$$$$$$$$$$$$ lo

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: I am joining the GE LUV Wagon

Congrats!  I can't seem to get GE to raise mine above $6,000.  They said I still owe too much on my student loans, even though I have no other debt.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 270
Registered: ‎10-05-2012
0

Re: I am joining the GE LUV Wagon

I understand the frustration.

 

I was thinking I might be pushing it asking for 10k, evidently not.

 

It just takes time and more time, and more time to get things done.

 

Most of us, including me, want things now.  We all know credit is not NOW. 

 

Keep trying and you will get there.

About 319k in Credit Lines
CSP 29.9k, Citi DP 20.52k, Citi Hilton 20.3k, Chase Marriott 12k, Chase IHG 5k, Sams MC 20k, Amex Hilton Surpass 2k, Hawaii Air 23k, Discover More 25.75k, Chase SWA 3.5k, WF PLOC 10k, B of A Visa 30k, Wells Plat Visa 8.3k, RC Willey 5k Discover IT 14k, AMEX TE 6k, Pen Fed Visa 33.7k, Pen Fed PLOC 25k, Lowes 25k
Established Contributor
Posts: 578
Registered: ‎08-31-2007
0

Re: I am joining the GE LUV Wagon

Congrats on the 10k....Smiley Happy

 

Total Overall Credit Limit- $325k
Frequent Contributor
Posts: 436
Registered: ‎01-27-2012
0

Re: I am joining the GE LUV Wagon


Bay_Area_Joe wrote:

Well,

I have had my Sam's Discover since 3-13-13, as result in my first ever real app spree.

Initial CL was 3k, they auto gave me 1k, after 2 months to 4k.

Today is one day after my 4th statement and I called 866-519-6441 Credit Solutions, spoke with a nice gentleman and asked for a CLI to 10k.

He asked the normal security questions, and gross income question, and said it would take a few minutes.

 

He came back on the line, thanked my for my patience, and said congratulations, you limit has been increased to 10k.

 

I specifically asked if my review was based on a Soft Pull Inquiry of my Credit File or a Soft Pull Inquiry on my Credit File, his reply was a Soft Pull.

 

So, I am glad to get a bit more credit, not that I really need it.

 

But, my stats are AAoA 4.1 years, scores in my sig, and only had one card reporting a bal, and overall UTL is at 2%.

 

Maybe I could have asked for more, but I am happy with an additional 6k of lines.

 

I am slowly starting to push for SP CLI where I can.

 

Thank you MyFico`ites....


You just gotta Luv GE! Smiley Very Happy

CL $257,600

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.