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I am looking for banks/Credit unions who offer LOC/overdraft protection

Valued Member

I am looking for banks/Credit unions who offer LOC/overdraft protection

Hi, I am searching for banks and credit unions who offer LOC/overdraft protection, I have one with NFCU and Penfed,just trying to

find  a couple more,thanks all help is welcomed

Creditscore was down,but now its wayyyyy up.
Message 1 of 16
15 REPLIES
Frequent Contributor

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

I just added overdraft protection to my checking account. I did it with my account with a local bank.


Starting Score: 744
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 2 of 16
New Contributor

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

ING Direct Electric Orange Checking. They give you up to $1,500 OLOC.

TU FICO - 752 (8/12/11)
EX PLUS - 721 (8/9/11)
EQ FICO - 648 (2010)

(21 years old)
Message 3 of 16
Frequent Contributor

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

The max line at my bank is 5K.


Starting Score: 744
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 4 of 16
Valued Member

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

I kinda need the names of the institute, i would prefer dealing with a credit union,im looking for some where i can get around 10k-20k loc/overdraft

Creditscore was down,but now its wayyyyy up.
Message 5 of 16
Valued Member

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

what bank is this that gave you the 5k

Creditscore was down,but now its wayyyyy up.
Message 6 of 16
Moderator Emeritus

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

Are you looking for a bank that specifically uses a personal line of credit for overdraft protection?  If not, B of A gave me a credit card with a $7500 CL for overdraft protection.

Message 7 of 16
Frequent Contributor

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

Sorry the name of the bank is The Washington Trust Company. They told me the score pulled was TU at 740.


Starting Score: 744
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 8 of 16
Valued Member

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

yes,im looking for personel LOC

Creditscore was down,but now its wayyyyy up.
Message 9 of 16
Valued Member

Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

Washington trust company....thankyou much

Creditscore was down,but now its wayyyyy up.
Message 10 of 16