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Valued Member
Posts: 31
Registered: ‎05-12-2008
0

I am looking for banks/Credit unions who offer LOC/overdraft protection

Hi, I am searching for banks and credit unions who offer LOC/overdraft protection, I have one with NFCU and Penfed,just trying to

find  a couple more,thanks all help is welcomed

Creditscore was down,but now its wayyyyy up.
Frequent Contributor
Posts: 485
Registered: ‎02-17-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

I just added overdraft protection to my checking account. I did it with my account with a local bank.


Starting Score: 744
Current Score: 744
Goal Score: 800


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New Contributor
Posts: 163
Registered: ‎03-04-2010
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

ING Direct Electric Orange Checking. They give you up to $1,500 OLOC.

TU FICO - 752 (8/12/11)
EX PLUS - 721 (8/9/11)
EQ FICO - 648 (2010)

(21 years old)
Frequent Contributor
Posts: 485
Registered: ‎02-17-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

The max line at my bank is 5K.


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Current Score: 744
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Valued Member
Posts: 31
Registered: ‎05-12-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

I kinda need the names of the institute, i would prefer dealing with a credit union,im looking for some where i can get around 10k-20k loc/overdraft

Creditscore was down,but now its wayyyyy up.
Valued Member
Posts: 31
Registered: ‎05-12-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

what bank is this that gave you the 5k

Creditscore was down,but now its wayyyyy up.
Moderator Emeritus
Posts: 5,267
Registered: ‎03-18-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

Are you looking for a bank that specifically uses a personal line of credit for overdraft protection?  If not, B of A gave me a credit card with a $7500 CL for overdraft protection.

Frequent Contributor
Posts: 485
Registered: ‎02-17-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

Sorry the name of the bank is The Washington Trust Company. They told me the score pulled was TU at 740.


Starting Score: 744
Current Score: 744
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Valued Member
Posts: 31
Registered: ‎05-12-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

yes,im looking for personel LOC

Creditscore was down,but now its wayyyyy up.
Valued Member
Posts: 31
Registered: ‎05-12-2008
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Re: I am looking for banks/Credit unions who offer LOC/overdraft protection

[ Edited ]

Washington trust company....thankyou much

Creditscore was down,but now its wayyyyy up.
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