I am not sure which card to get. Help please.

[codimom]

as usual, ymmv, but with your only card having such a low limit, you may be limited. 

I don't know how USAA works, but do you think you could request a cli on that card before you app for your new one?

Personally, i would go for an Amex BCE or BCP for daily spending rewards... but that may not be the best choice for international travel. 

For International, i think a Visa may be a better choice.  When my  bf and i travel internationally, we tend to use his Chase Freedom and we've never had an issue.

[Open123]

---

@codimom wrote:

Personally, i would go for an Amex BCE or BCP for daily spending rewards...

---

In my view, these two are best used for supermarket only purchases. 

For any other spending--especially international travel--there are much better options.  No forex is far and away the most important thing to have for an int'l travel card.

[bs6054]

---

@codimom wrote:

as usual, ymmv, but with your only card having such a low limit, you may be limited. 

I don't know how USAA works, but do you think you could request a cli on that card before you app for your new one?

Personally, i would go for an Amex BCE or BCP for daily spending rewards... but that may not be the best choice for international travel. 

For International, i think a Visa may be a better choice.  When my  bf and i travel internationally, we tend to use his Chase Freedom and we've never had an issue.

---

Doesn't the Freedom have a Forex fee?

[opiy26]

It seems I need to rethink my desires for a credit card. I am pretty tempted by the American Express Blue Cash Preferred or Discover IT but does anyone have problems with discover being accepted? I can use it as my everyday card and whenever I do travel or fly I can use the travel specific card for the trip to save on flight cost, baggage fees, and other insurances the card offers. 

[mirachi]

---

@opiy26 wrote:

It seems I need to rethink my desires for a credit card. I am pretty tempted by the American Express Blue Cash Preferred or Discover IT but does anyone have problems with discover being accepted? I can use it as my everyday card and whenever I do travel or fly I can use the travel specific card for the trip to save on flight cost, baggage fees, and other insurances the card offers. 

---

Haven't tried to use Discover personally when travelling but here's what Discover says:

https://www.discover.com/credit-cards/help-center/account/international-use.html

[opiy26]

Well that is good to know. I actually meant to use the Discover or Amex (or whichever I do end up choosing) as my primary card. The other card is used entirely for travel and the perks of a travel card. The primary wouldn't be used on trips abroad.

Thanks for the help so far everyone.

[webhopper]

Are you eligible for NFCU? If so flagship visa ia a good option.

I recently traveled to Europe and amex was accepted everywhere I presented it. Discover was not displayed as an option on any store windows... diners club was an option on one window. If visa was accepted; mastercard was not and vice versa. It was odd...