Citi has been tempting me for a CLI. I am at 9.6k since it was opened no increase, but i always have the request CLI option right next to my account info for a good few months now, I click on it and they want my income info and bank info, I am afraid for the hard pull as is anyone else.Household Bank limit at 3.4k started at 2.5k same option i click on CLI and they want my info and they say they may pull a copy of your report...
so what should i do?
see my credit and income has gone way up thne when i first opened this card. both cards have 0 balances on them.
If you just want a CLI and not really need one I would wait. It is my understanding that if you get a form to fill out when you select the CLI option it may result in a hard pull.